58 Lambert Rdg, Cross River, NY 10518 Property Records

Westchester County and Lewisboro Town property record for 58 Lambert Rdg, Cross River, NY 10518

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,632 sqft · built 1997
Lot Size	1.88 acres (81,893 sqft)
Owner	Company Name on Record
Last Sale	$979,000 (Feb 2021)
Tax Bill	$29,124 (2026)
Deeds & Mortgages	Dec 2021 Transfer May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10533-420`

Property Details

APN / Parcel Number

Primary APN	`10533-420`
Alternative APNs	`300010503304200010060000` `553000 10533-420-0016`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	3,632 sqft Living Area
Attic	Attic
Attic Area	440 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	81,893 sqft (1.88 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	10533-420
Street Address	58 LAMBERT RDG
City	CROSS RIVER
State	NY
Zip	10518-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Subdivision	MICHELLE ESTATE AT CROSS RIVER
Legal Block	420-
Legal Lot Number	1.6
Jurisdiction	WESTCHESTER NY
Township / Civil Division	LEWISBORO
Census Block Group	3
Census Block	3006
Census Tract	12502

Owner

Source: Westchester County and Lewisboro Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	LAMBERT RDG, CROSS RIVER, NY 10518
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Intrafamily Transfer, Transfer
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BANK NA
May 23, 2019	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK NA
Feb 8, 2021	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 30, 2019	Loan Modification, Mortgage · Conventional Mortgage WEBSTER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Feb 8, 2021 · Amount on Record
Deed Document Number	2021610203523
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 23, 2021
Property Address	58 LAMBERT RDG, CROSS RIVER, NY 10518-1126
Document Number	0612863505
Map Reference	MAP 24046
Instrument Date	Dec 21, 2021
Instrument	612863505
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	58 LAMBERT RDG, CROSS RIVER, NY 10518-1126
Investor	Possibly a Property Investor

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	58 LAMBERT RDG, CROSS RIVER, NY 10518-1126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0591303125
Date	May 23, 2019
Instrument	591303125

Lender

Name	WEBSTER BANK NA
Type	Bank
Address	WATERBURY, CT 06702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.12%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	58 LAMBERT RDG, CROSS RIVER, NY 10518-1126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0591303153
Date	May 23, 2019
Instrument	591303153

Lender

Name	WEBSTER BANK NA
Type	Bank
Address	WATERBURY, CT 06702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.86%
Change Frequency	Monthly

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 8, 2021
Property Address	58 LAMBERT RDG, CROSS RIVER, NY 10518-1126
Document Number	0610203523
Map Reference	MAP 24046
Instrument Date	Jan 29, 2021
Instrument	610203523
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,916.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 LAMBERT RDG, 58, CROSS RIVER, NY 10518-1126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 CHATHAM WAY, WEST CHESTER, PA 19380-6820
Investor	Possibly a Property Investor

Mortgage

Document Number	0610393206
Date	Feb 8, 2021
Instrument	610393206

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	58 LAMBERT RDG, CROSS RIVER, NY 10518-1126
Document Number	0591303135
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	WORLD WIDE LAND TRANSFER INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 LAMBERT RDG CROSS RIVER NY 105181126, CROSS RIVER, NY 10518-1126

Mortgage

Document Number	0591303135
Date	May 23, 2019
Book Page	059130/003135

Lender

Name	WEBSTER BK NA
Type	Bank
Address	WATERBURY, CT 06702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Lewisboro Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,124.00 (+425.42%)
2025	$5,543.00	$93,200 (-) Land $19,000 Building $74,200	$1,486,443 (+2.39%) Land $303,030 Building $1,183,413
2024		$93,200 (-) Land $19,000 Building $74,200	$1,451,713 (+8.72%) Land $295,950 Building $1,155,763
2023		$93,200 Land $19,000 Building $74,200	$1,335,243 Land $272,206 Building $1,063,037

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1980–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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