53 Lambert Rdg, Cross River, NY 10518 Property Records

Westchester County and Lewisboro Town property record for 53 Lambert Rdg, Cross River, NY 10518

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,156 sqft · built 1996
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Jun 2011)
Tax Bill	$27,655 (2026)
Deeds & Mortgages	Apr 2021 Refinance Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10533-464`

Property Details

APN / Parcel Number

Primary APN	`10533-464`
Alternative APNs	`300010503304640010070000` `553000 10533-464-0017`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	3,156 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	10533-464
Street Address	53 LAMBERT RDG
City	CROSS RIVER
State	NY
Zip	10518-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	MICHELLE ESTATES AT CROSS RIVER
Legal Block	464-
Legal Lot Number	1.7
Jurisdiction	WESTCHESTER NY
Township / Civil Division	LEWISBORO
Census Block Group	3
Census Block	3007
Census Tract	12502

Owner

Source: Westchester County and Lewisboro Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	LAMBERT RDG, CROSS RIVER, NY 10518
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
May 31, 2018	Loan Modification, Mortgage · VA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2011 · Amount on Record
Deed Sale	Jun 28, 2011 · Amount on Record
Prior Sale	Apr 16, 1997 · Amount on Record
Deed Document Number	2011511673158
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	53 LAMBERT RDG, CROSS RIVER, NY 10518-1123
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	FREEDOM ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 LAMBERT RDG, CROSS RIVER, NY 10518-1123

Mortgage

Document Number	0611103044
Date	Apr 20, 2021
Instrument	611103044

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate	2.25%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	53 LAMBERT RDG, CROSS RIVER, NY 10518-1123
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	FREEDOM ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 LAMBERT RDG, CROSS RIVER, NY 10518-1123

Mortgage

Document Number	0611103043
Date	Apr 20, 2021
Instrument	611103043

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	53 LAMBERT RDG, CROSS RIVER, NY 10518-1123
Document Number	0581653242
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	53 LAMBERT RDG CROSS RIVER NY 105181123, CROSS RIVER, NY 10518-1123

Mortgage

Document Number	0581653242
Date	Jun 14, 2018
Book Page	058165/003242

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 13, 2033

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	53 LAMBERT RDG, CROSS RIVER, NY 10518-1123
Document Number	0581653243
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	53 LAMBERT RDG CROSS RIVER NY 105181123, CROSS RIVER, NY 10518-1123

Mortgage

Document Number	0581653243
Date	Jun 14, 2018
Book Page	058165/003243

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 13, 2033

Tax Assessment & Valuation

Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Lewisboro Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,655.00 (+406.41%)
2025	$5,461.00	$88,500 (-) Land $19,000 Building $69,500	$1,411,483 (+2.39%) Land $303,030 Building $1,108,453
2024		$88,500 (-) Land $19,000 Building $69,500	$1,378,505 (+8.72%) Land $295,950 Building $1,082,555
2023		$88,500 Land $19,000 Building $69,500	$1,267,908 Land $272,206 Building $995,702

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1980–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MICHELLE ESTATES private · serves 340 people · EPA ID NY5930013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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