Fairfield Town property record for 58 James St, Fairfield, CT 06824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,260 sqft · built 1928 |
| Lot Size | 0.123 acres (5,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $572,800 (Jul 2017) |
| Tax Bill | $10,940 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Nov 2017 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | FAIR M:182 B:510 |
| Primary APN | FAIR M:182 B:510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 2,907 sqft |
| Basement Area | 601 sqft |
| Unfinished Basement | 301 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,340 sqft (0.123 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 14681 |
|---|---|
| Street Address | 58 JAMES ST |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-6420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 510 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 61600 |
58 James St is owned and occupied by an individual who bought it in July 2017.
Source: Fairfield Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 58 JAMES ST, FAIRFIELD, CT 06824-6420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2023 | Deed of Trust, Mortgage · Line of Credit M & T BANK |
| Nov 20, 2017 | Deed of Trust, Mortgage UNITED BANK |
| Aug 7, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| Dec 21, 2020 | Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2017 · Amount on File |
| Deed Sale | Jul 17, 2017 · Amount on File |
| Prior Sale | Feb 1, 2010 · Amount on File |
| Deed Book / Page | 5570 / 77 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 58 JAMES ST, FAIRFIELD, CT 06824-6420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006384-299 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | 6384/299 |
| Instrument | 2023-68 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 58 JAMES ST, FAIRFIELD, CT 06824-6420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5614-105 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 5614/105 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 58 JAMES ST, FAIRFIELD, CT 06824-6420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5806-264 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 5806/264 |
| Instrument | 2019-5110 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Aug 1, 2029 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 58 JAMES ST, FAIRFIELD, CT 06824-6420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6044-1 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 6044/1 |
| Instrument | 2020-11608 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 58 James St was $10,940.
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,940.00 | $385,350 Land $290,360 Building $94,990 | $269,745 Land $203,252 Building $66,493 |
| 2024 | $10,940.00 (+3.2%) | ||
| 2023 | $10,601.00 | $385,350 Land $290,360 Building $94,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 58 James St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 58 James St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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