Fairfield Town property record for 44 James St, Fairfield, CT 06824
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,856 sqft · built 1989 |
| Lot Size | 0.121 acres (5,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $775,000 (Jun 2019) |
| Tax Bill | $17,779 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | FAIR M:182 B:509 |
| Primary APN | FAIR M:182 B:509 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Living Area |
| Gross Area | 4,096 sqft |
| Basement Area | 820 sqft |
| Unfinished Basement | 820 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,280 sqft (0.121 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 20745 |
|---|---|
| Street Address | 44 JAMES ST |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-6420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 509 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 61600 |
44 James St is owned and occupied by an individual who bought it in June 2019.
Source: Fairfield Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 JAMES ST, FAIRFIELD, CT 06824-6420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Dec 6, 2019 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Jun 21, 2019 | Warranty Deed, Transfer UNKNOWN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on File |
| Deed Sale | Jun 21, 2019 · Amount on File |
| Prior Sale | Jun 25, 2010 · Amount on File |
| Deed Document Number | 20192019-3874 |
| Deed Book / Page | 5789 / 188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 44 JAMES ST, FAIRFIELD, CT 06824-6420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006232-116 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 6232/116 |
| Instrument | 2021-11288 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 44 JAMES ST, FAIRFIELD, CT 06824-6420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5853-1 |
|---|---|
| Date | Dec 6, 2019 |
| Book Page | 5853/1 |
| Instrument | 2019-8276 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Nov 12, 2029 |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Jun 21, 2019 |
| Property Address | 44 JAMES ST, FAIRFIELD, CT 06824-6420 |
| Document Number | 5789-188 |
| Book / Page | 005789 / 000188 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 3874 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | UNKNOWN |
| Amount | Amount on Record |
|---|---|
| Tax | $775.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 JAMES ST FAIRFIELD CT 068246420, FAIRFIELD, CT 06824-6420 |
The 2026 property tax bill for 44 James St was $17,779, up 38.3% from the year before.
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,779.00 (+38.27%) | $926,450 (+104.56%) Land $547,960 Building $378,490 | $1,294,486 (+308.32%) |
| 2025 | $12,858.00 | $452,900 Land $289,660 Building $163,240 | $317,030 Land $202,762 Building $114,268 |
| 2024 | $12,858.00 (+3.2%) | ||
| 2023 | $12,459.00 | $452,900 Land $289,660 Building $163,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 James St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 44 James St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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