58 James Dr, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 58 James Dr, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	2,787 sqft · built 1968
Lot Size	0.999 acres (43,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Feb 2019)
Tax Bill	$17,769 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00756-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`11-00756-0000-00002`
Alternative APN	`110075600002`

Interior

Stories	2 Stories
Building Area	2,787 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	43,499 sqft (0.999 acres)
Lot Dimensions	250 ft deep x 174 ft wide

Location & Zoning

Street Address	58 JAMES DR
City	RINGWOOD
State	NJ
Zip	07456-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGH POINT HOMES INC SEC 1
Legal Block	756
Legal Lot Number	2
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	1
Census Block	1015
Census Tract	216701

Owner

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	58 JAMES DR, RINGWOOD, NJ 07456-2724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK
Feb 11, 2019	Bargain and Sale Deed, Transfer · ARM BANC OF CALIFORNIA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2019 · Amount on Record
Deed Sale	Feb 11, 2019 · Amount on Record
Prior Sale	Jan 21, 1998 · Amount on Record
Deed Document Number	20196159
Deed Book / Page	3508 / 51
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	58 JAMES DR, RINGWOOD, NJ 07456-2724
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	FIRST JERSEY TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053057
Date	Oct 20, 2020
Book Page	M16520/289
Instrument	2020053057

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 11, 2019
Property Address	58 JAMES DR, RINGWOOD, NJ 07456-2724
Document Number	0000006159
Book / Page	D3508 / 0051
Map Reference	MAP 2413
Instrument Date	Jan 31, 2019
Instrument	2019006159
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NRT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16725 WINDJAMMER, 16725, HELOTES, TX 78023-3426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 JAMES DR, RINGWOOD, NJ 07456-2724

Mortgage

Document Number	0000006161
Date	Feb 11, 2019
Book Page	M15395/0096
Instrument	2019006161

Lender

Name	BANC OF CALIFORNIA NA
Type	Bank
Address	SANTA ANA, CA 92707

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,200 (-) Land $148,500 Building $268,700	$417,200 (-) Land $148,500 Building $268,700
2025	$17,769.00 (+2.31%)	$417,200 (-) Land $148,500 Building $268,700	$417,200 (-) Land $148,500 Building $268,700
2024	$17,368.00 (+5%)
2023		$417,200 Land $148,500 Building $268,700	$417,200 Land $148,500 Building $268,700
2022	$16,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on James Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures