41 James Dr, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 41 James Dr, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	2,184 sqft · built 1968
Lot Size	0.776 acres (33,794 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Sep 2018)
Tax Bill	$15,388 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`11-00754-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`11-00754-0000-00008`
Alternative APN	`110075400008`

Interior

Stories	2 Stories
Building Area	2,184 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	33,794 sqft (0.776 acres)
Lot Dimensions	238 ft deep x 142 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	41 JAMES DR
City	RINGWOOD
State	NJ
Zip	07456-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGH POINT HOMES INC SEC 1
Legal Block	754
Legal Lot Number	8
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	1
Census Block	1011
Census Tract	216701

Owner

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 JAMES DR, RINGWOOD, NJ 07456-2729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
Sep 26, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Dec 1, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Dec 1, 2017 · Amount on Record
Deed Document Number	201844263
Deed Book / Page	3413 / 266
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	41 JAMES DR, RINGWOOD, NJ 07456-2729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051995
Date	Oct 15, 2020
Book Page	M16509/210
Instrument	2020051995

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Oct 1, 2046

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 26, 2018
Property Address	41 JAMES DR, RINGWOOD, NJ 07456-2729
Document Number	0000044263
Book / Page	003413 / 000266
Instrument Date	Sep 19, 2018
Instrument	44263
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	ALTOR ABSTRACT COMPANY INC, ALTOR ABS CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 JAMES DR RINGWOOD NJ 074562729, RINGWOOD, NJ 07456-2729

Mortgage

Document Number	44264
Date	Sep 26, 2018
Book Page	015217/000212
Instrument	44264

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 1, 2017
Property Address	41 JAMES DR, RINGWOOD, NJ 07456-2729
Document Number	0000058263
Book / Page	003198 / 000001
Instrument Date	Nov 28, 2017
Instrument	58263
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 COUNTRYSIDE LN RINGWOOD NJ 074562741, RINGWOOD, NJ 07456-2741

Tax Assessment & Valuation

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,300 (-) Land $141,100 Building $220,200	$361,300 (-) Land $141,100 Building $220,200
2025	$15,388.00 (+2.31%)	$361,300 (-) Land $141,100 Building $220,200	$361,300 (-) Land $141,100 Building $220,200
2024	$15,041.00 (+4.79%)
2023		$361,300 Land $141,100 Building $220,200	$361,300 Land $141,100 Building $220,200
2022	$14,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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