McDowell County property record for 58 Harborside Dr, Nebo, NC 28761
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,690 sqft · built 2014 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $337,000 (Jun 2006) |
| Tax Bill | $7,661 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1723-00-25-8301 |
| Primary APN | 1723-00-25-8301 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,690 sqft Heated Area |
| Gross Area | 7,568 sqft |
| 1st Floor Area | 2,690 sqft |
| Basement Area | 2,641 sqft |
| Finished Basement | 1,818 sqft |
| Unfinished Basement | 823 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 75485 |
|---|---|
| Street Address | 58 HARBORSIDE DR |
| City | NEBO |
| State | NC |
| Zip | 28761-6403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 0.682 AC LOT 50 THE ARBOR PB 7 PG 43 |
| Legal Subdivision | THE ARBOR SD |
| Legal Lot Number | 50 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970200 |
Source: McDowell County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 58 HARBORSIDE DR, NEBO, NC 28761-6403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 7, 2021 | Intrafamily Transfer, Transfer |
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2006 · Amount on Record |
| Deed Sale | Jun 2, 2006 · Amount on Record |
| Deed Document Number | 20064039 |
| Deed Book / Page | 871 / 441 |
| Last Transfer Date | Jul 2, 2021 |
| Transfer Doc | 0013600178 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jul 7, 2021 |
| Property Address | 58 HARBORSIDE DR, NEBO, NC 28761-6403 |
| Document Number | 0013600178 |
| Book / Page | 1360 / 178 |
| Map Reference | MB 8 PG 43 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2021004319 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 58 HARBORSIDE DR, NEBO, NC 28761-6403 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 58 HARBORSIDE DR, NEBO, NC 28761-6403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013280680 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 1328/680 |
| Instrument | 2020005749 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 1, 2045 |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,661.00 | $1,146,900 (-) Land $200,000 Building $946,900 | |
| 2023 | $7,661.00 | $1,146,900 Land $200,000 Building $946,900 | $1,146,900 Land $200,000 Building $946,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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