McDowell County property record for 16 Harborside Dr, Nebo, NC 28761
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 0.819 acres (35,719 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Feb 2026) |
| Tax Bill | $1,336 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1723-00-25-7079 |
| Primary APN | 1723-00-25-7079 |
|---|---|
| Alternative APNs |
|
| Lot Area | 35,719 sqft (0.819 acres) |
|---|
| Account Number | 77906 |
|---|---|
| Street Address | 16 HARBORSIDE DR |
| City | NEBO |
| State | NC |
| Zip | 28761-6403 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | 0.817 AC LT 48 THE ARBOR PB8/43 |
| Legal Subdivision | THE ARBOR SD |
| Legal Lot Number | 48 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970200 |
Source: McDowell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 305 GOVERNOR SAFFORD LN, EMERALD ISLE, NC 28594 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Warranty Deed, Transfer |
| Jun 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Prior Sale | Jun 30, 2022 · Amount on Record |
| Deed Document Number | 2026000933 |
| Deed Book / Page | 1530 / 409 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Feb 27, 2026 |
| Property Address | 16 HARBORSIDE DR, NEBO, NC 28761-6403 |
| Document Number | 0015300409 |
| Book / Page | 1530 / 409 |
| Map Reference | MB 7 PG 42&43 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026000933 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9631 PENSIVE LN, WAXHAW, NC 28173-3800 |
| Name | Verified Name |
|---|---|
| Address | 305 GOVERNOR SAFFORD LN, EMERALD ISLE, NC 28594 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jun 30, 2022 |
| Property Address | 16 HARBORSIDE DR, NEBO, NC 28761-6403 |
| Document Number | 0014040988 |
| Book / Page | 1404 / 988 |
| Map Reference | MB 7 PG 42-43 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 2022003983 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 PARKWAY, POINT PLEASANT BEACH, NJ 08742-3272 |
| Name | Verified Name |
|---|---|
| Address | 9631 PENSIVE LN, WAXHAW, NC 28173-3800 |
| Document Number | 2022003984 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2022003984 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,336.00 | $200,000 (-) Land $200,000 | |
| 2023 | $1,336.00 | $200,000 Land $200,000 | $200,000 Land $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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