Hampden County and Ludlow Town property record for 58 Georgetown Rd, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,040 sqft · built 1961 |
| Lot Size | 0.238 acres (10,367 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Mar 2025) |
| Tax Bill | $5,108 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Sep 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:11C-06000 B:109 L:0 |
| Primary APN | M:11C-06000 B:109 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 3,432 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,367 sqft (0.238 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3646 |
|---|---|
| Street Address | 58 GEORGETOWN RD |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 6000 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 810412 |
Source: Hampden County and Ludlow Town records · APN M:11C-06000 B:109 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 58 GEORGETOWN RD, LUDLOW, MA 01056-1041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Sep 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Dec 09, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 07, 2025 · Amount on Record |
| Deed Sale | Mar 07, 2025 · Amount on Record |
| Prior Sale | Dec 09, 2019 · Amount on Record |
| Deed Book / Page | 25784 / 119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 58 GEORGETOWN RD, LUDLOW, MA 01056-1041 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024121-189 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 24121/189 |
| Instrument | 64828 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 58 GEORGETOWN RD, LUDLOW, MA 01056-1041 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24121-189 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 24121/189 |
| Instrument | 64828 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Dec 09, 2019 |
| Property Address | 58 GEORGETOWN RD, LUDLOW, MA 01056-1041 |
| Document Number | 22991-270 |
| Book / Page | 22991 / 270 |
| Instrument Date | Dec 06, 2019 |
| Instrument | 72583 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 CLARK ST, BELCHERTOWN, MA 01007-9005 |
| Document Number | 72584 |
|---|---|
| Date | Dec 09, 2019 |
| Instrument | 72584 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,108.00 (+4.84%) | $294,400 (+9.32%) Land $85,400 Building $209,000 | $298,680 (-1.63%) |
| 2024 | $4,872.00 (+5.14%) | $269,300 (+13.39%) Land $85,400 Building $183,900 | $303,620 |
| 2023 | $4,634.00 | $237,500 Land $78,200 Building $159,300 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 244 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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