16 Georgetown Rd, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 16 Georgetown Rd, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 1960
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jan 2025)
Tax Bill	$4,325 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`M:11C-06000 B:140 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:11C-06000 B:140 L:0`
Alternative APNs	`LUDL M:11C B:6000 P:140` `3647`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	3,096 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,415 sqft (0.285 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3647
Street Address	16 GEORGETOWN RD
City	LUDLOW
State	MA
Zip	01056-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	6000
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3003
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 DEROCHE CIR, LUDLOW, MA 01056-1212
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · ARM COUNTRY BANK
Oct 7, 2019	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2025 · Amount on Record
Deed Sale	Jan 8, 2025 · Amount on Record
Prior Sale	Oct 7, 2019 · Amount on Record
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	16 GEORGETOWN RD, LUDLOW, MA 01056-1039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23105-102
Date	Feb 28, 2020
Book Page	23105/102
Instrument	10878

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2030

October 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	LUDLOW MA
Recording Date	Oct 7, 2019
Property Address	16 GEORGETOWN RD, LUDLOW, MA 01056-1039
Document Number	22889-311
Book / Page	022889 / 000311
Instrument Date	Sep 13, 2019
Instrument	58054
Transaction Type	Foreclosure
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$804.45
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 COLONIAL DR LUDLOW MA 010561125, LUDLOW, MA 01056-1125

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,325.00 (+3.77%)	$249,300 (+8.2%) Land $87,100 Building $162,200	$307,230 (+12.1%)
2024	$4,168.00 (+4.99%)	$230,400 (+13.22%) Land $87,000 Building $143,400	$274,075
2023	$3,970.00	$203,500 Land $79,700 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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