Washington County property record for 49 Geiser Way, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,052 sqft · built 1995 |
| Lot Size | 0.248 acres (10,798 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,000 (Sep 2012) |
| Tax Bill | $2,365 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-028237 |
| Primary APN | 07-028237 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,052 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,798 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 028237 |
|---|---|
| Street Address | 49 GEISER WAY |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-2079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 101 SEC G 0.25AC 49 GEISER WAY WHISPERING HILLS |
| Legal Subdivision | WHISPERING HIL |
| Legal Lot Number | 101 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11301 |
Source: Washington County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 GEISER WAY, SMITHSBURG, MD 21783-2079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Line of Credit BULLDOG FCU |
| Mar 5, 2024 | Deed of Trust, Mortgage · Line of Credit BULLDOG FCU |
| Dec 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 26, 2017 | Deed of Trust, Mortgage · Line of Credit BUILDOG FCU |
| Apr 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2012 · Amount on Record |
| Deed Sale | Sep 13, 2012 · Amount on Record |
| Prior Sale | Jun 28, 2011 · Amount on Record |
| Deed Book / Page | 4365 / 270 |
| Prior Transfer Date | Aug 24, 2007 |
| Prior Transfer Doc | 0033680220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 49 GEISER WAY, SMITHSBURG, MD 21783-2079 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 49 GEISER WAY, SMITHSBURG, MD 21783-2079 |
| Document Number | 0078170174 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 7817/174 |
| Name | BULLDOG FCU |
|---|---|
| Type | Credit Union |
| Address | HAGERSTOWN, MD 21742 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 49 GEISER WAY, SMITHSBURG, MD 21783-2079 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 49 GEISER WAY, SMITHSBURG, MD 21783-2079 |
| Document Number | 0074130187 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 7413/187 |
| Name | BULLDOG FCU |
|---|---|
| Type | Credit Union |
| Address | HAGERSTOWN, MD 21742 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 49 GEISER WAY, SMITHSBURG, MD 21783-2079 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0068680406 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 6868/406 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 49 GEISER WAY, SMITHSBURG, MD 21783-2079 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055510373 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 5551/0373 |
| Instrument | 5551-0373 |
| Name | BUILDOG FCU |
|---|---|
| Address | HAGERSTOWN, MD 21742 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 49 GEISER WAY, SMITHSBURG, MD 21783-2079 |
| Document Number | 0062490390 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 49 GEISER WAY SMITHSBURG MD 217832079, SMITHSBURG, MD 21783-2079 |
| Document Number | 0062490390 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 006249/000390 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2050 |
| Rate | 3.62% |
|---|
Source: Washington County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,500 (+9.75%) | $327,200 (-) Land $65,300 Building $261,900 | |
| 2025 | $2,365.00 (+5.63%) Homeowner's exemption | $273,800 (+17.04%) | $327,200 (+32.42%) Land $65,300 Building $261,900 |
| 2024 | $2,239.00 (+4.63%) | ||
| 2023 | $2,140.00 | $233,933 | $247,100 Land $65,300 Building $181,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures