Suffolk County and Smithtown Town property record for 58 Gannet Dr, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680,000 (Oct 2023) |
| Tax Bill | $12,034 (2024) |
| Deeds & Mortgages | Jun 2024 Refinance May 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 148.-3-55 |
| Primary APN | 473489 148.-3-55 |
|---|---|
| Alternative APNs |
|
| Lot Area | 16,553 sqft (0.38 acres) |
|---|
| Street Address | 58 GANNET DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-564551 TC-52 *3711 LOT 52 PINECONE SEC 2 |
| Legal Subdivision | MAP PINE CONE SECTION #2 |
| Legal Block | 3 |
| Legal Lot Number | 55 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 135208 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 58 GANNET DR, COMMACK, NY 11725-4929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 5, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance PLANET HOME LENDING LLC |
| May 20, 2026 | Deed of Trust, Mortgage PLANET HOME LENDING |
| Oct 3, 2023 | Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 17, 2018 | Grant Deed, Transfer · Conventional Mortgage VELOCITY COM'L CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2023 · Amount on Record |
| Deed Sale | Oct 3, 2023 · Amount on Record |
| Prior Sale | Dec 17, 2018 · Amount on Record |
| Deed Book / Page | 13220 / 945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 58 GANNET DR, COMMACK, NY 11725-4929 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0235910277 |
|---|---|
| Date | Jun 5, 2024 |
| Book Page | 23591/277 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 20, 2026 |
| Property Address | 58 GANNET DR, COMMACK, NY 11725-4929 |
| Document Number | 2372000480 |
| Book / Page | 23728 / 480 |
| Instrument Date | Dec 12, 2025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 58 GANNET DR, COMMACK, NY 11725-4929 |
| Investor | Possibly a Property Investor |
| Document Number | 2372000480, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 23728/480 |
| Name | PLANET HOME LENDING |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.24% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 3, 2023 |
| Property Address | 58 GANNET DR, COMMACK, NY 11725-4929 |
| Document Number | 0132200945 |
| Book / Page | 13220 / 945 |
| Instrument Date | Jul 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 58 GANNET DR, COMMACK, NY 11725-4929 |
| Investor | Possibly a Property Investor |
| Document Number | 0023540489 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 23540/489 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 17, 2018 |
| Property Address | 58 GANNET DR, COMMACK, NY 11725-4929 |
| Document Number | 0129930099 |
| Book / Page | 012993 / 000099 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,640.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 BRISTOL ST HUNTINGTON NY 117434618, HUNTINGTON, NY 11743-4618 |
| Document Number | 229890991 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 022989/000991 |
| Name | VELOCITY COM'L CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 30699 RUSSELL RANCH RD # 295, WESTLAKE VILLAGE, CA 91362-7325 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,114 (+18.11%) Land $375 Building $4,739 | $639,250 (+12,744.08%) Land $46,875 Building $592,375 | |
| 2024 | $12,034.00 | ||
| 2023 | $4,330 Land $375 Building $3,955 | $4,977 Land $431 Building $4,546 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1999) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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