55 Gannet Dr, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 55 Gannet Dr, Commack, NY 11725

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,775 sqft · built 1964
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Tax Bill$9,565 (2024)
Deeds & MortgagesJan 2024 Refinance
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN473489 148.-3-39

Property Details

APN / Parcel Number

Primary APN473489 148.-3-39
Alternative APNs
  • 0800-148.00-03.00-039.000
  • 348914800000030390000000
  • 47340034759

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,775 sqft Living Area
Gross Area2,022 sqft
1st Floor Area915 sqft
2nd Floor Area860 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleColonial
Exterior MaterialWood
Lot Area15,682 sqft (0.36 acres)
View / LotSuburban
Garage TypeAttached
Garage Area247 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address55 GANNET DR
CityCOMMACK
StateNY
Zip11725-4919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-564776 TC-52 *3711 LOT 61 PINECONE SEC 2
Legal Block3
Legal Lot Number39
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2030
Census Tract135208

Owner

55 Gannet Dr is owned and occupied by two individuals.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address55 GANNET DR, COMMACK, NY 11725-4919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
BETHPAGE FCU
Mar 17, 2021Deed, Transfer · Stand-Alone First Mortgage
BETHPAGE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address55 GANNET DR, COMMACK, NY 11725-4919
Transaction TypeMortgage
Record UpdatedMar 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235620895
DateJan 25, 2024
Book Page23562/895
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueFeb 1, 2053

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateMar 17, 2021
Property Address55 GANNET DR, COMMACK, NY 11725-4919
Document Number0130950622
Book / Page13095 / 622
Instrument DateAug 14, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address330 E 117TH ST APT 3R, 3R, NEW YORK, NY 10035-4917

Mortgage

Document NumberDL062161
DateMar 17, 2021
InstrumentDL062161
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,432 Land $375 Building $5,057$679,000 Land $46,875 Building $632,125
2024$9,565.00
2023$5,432 Land $375 Building $5,057$6,244 Land $431 Building $5,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Gannet Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1999)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Gannet Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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