Hamilton County property record for 58 Ferndale Ave, Cincinnati, OH 45216
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,262 sqft · built 1923 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Dec 2023) |
| Tax Bill | $1,860 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Line of Credit Dec 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 245-0006-0106-00 |
| Primary APN | 245-0006-0106-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,262 sqft Living Area |
| 1st Floor Area | 932 sqft |
| Attic | Attic |
| Attic Area | 330 sqft |
| Basement Area | 916 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 164 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 58 FERNDALE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45216-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 58 FERNDALE AV 50X140 LOT 115 MERCHANTS&MECHANI |
| Legal Subdivision | MERCHANTS & MECHANICS LOAN BLD |
| Legal Lot Number | 115 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 6000 |
58 Ferndale Ave is owned and occupied by an individual who bought it in December 2023.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 58 FERNDALE AVE, CINCINNATI, OH 45216-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2023 | Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| Dec 21, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 29, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2023 · Amount on File |
| Deed Sale | Dec 13, 2023 · Amount on File |
| Prior Sale | Oct 29, 2021 · Amount on File |
| Deed Document Number | 0000087251 |
| Deed Book / Page | 15061 / 212 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 13, 2023 |
| Property Address | 58 FERNDALE AVE, CINCINNATI, OH 45216-1317 |
| Document Number | 0000087251 |
| Book / Page | 15061 / 212 |
| Map Reference | MB 4 PG 212 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 2023-0087251 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 58 FERNDALE AVE, CINCINNATI, OH 45216-1317 |
| Document Number | 0000087252 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 2023-0087252 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 58 FERNDALE AVE, CINCINNATI, OH 45216-1317 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006082 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 17-0116082 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 29, 2021 |
| Property Address | 58 FERNDALE AVE, CINCINNATI, OH 45216-1317 |
| Document Number | 0000131462 |
| Book / Page | 14534 / 1052 |
| Map Reference | MB 4 PG 212 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 2021-0131462 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 68 HILLSDALE ST, CINCINNATI, OH 45216-1110 |
The 2025 property tax bill for 58 Ferndale Ave was $1,860, up 2.3% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,860.00 (+2.25%) | $29,750 (-) Land $7,385 Building $22,365 | |
| 2024 | $1,819.00 (-4.21%) | $29,750 (-) Land $7,385 Building $22,365 | |
| 2023 | $1,899.00 (-2.06%) | $29,750 (+8.83%) Land $7,385 Building $22,365 | $85,000 Land $21,100 Building $63,900 |
| 2022 | $1,939.00 | $27,335 Land $6,965 Building $20,370 | |
| 2020 | $78,100 Land $19,900 Building $58,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 58 Ferndale Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Aug 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 58 Ferndale Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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