58 Denali Cir, Elgin, SC 29045 Property Records

Kershaw County property record for 58 Denali Cir, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,146 sqft · built 2020
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jun 2025)
Tax Bill	$5,183 (2023)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`360-00-00-019-SKS`

Property Details

APN / Parcel Number

Primary APN	`360-00-00-019-SKS`
Alternative APN	`2420`

Interior

Stories	2 Stories
Building Area	3,146 sqft Gross Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Account Number	2420
Street Address	58 DENALI CIR
City	ELGIN
State	SC
Zip	29045-8460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOVE FIELD SUBDIV PHASE 1 LOT 19
Legal Subdivision	DOVE FIELD SUBDIV
Legal Phase	1
Legal Lot Number	19
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	970908

Owner

Source: Kershaw County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	58 DENALI CIR, ELGIN, SC 29045-8460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL CORPORATION
Aug 13, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on Record
Deed Sale	Jun 16, 2025 · Amount on Record
Prior Sale	Oct 31, 2022 · Amount on Record
Deed Document Number	20254932
Deed Book / Page	5374 / 305
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Apr 8, 2026
Property Address	58 DENALI CIR, ELGIN, SC 29045-8460
Document Number	0000003222
Book / Page	5563 / 45
Instrument Date	Apr 1, 2026
Instrument	20263222
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	58 DENALI CIR, ELGIN, SC 29045-8460

Mortgage

Document Number	0000003222,
Date	Apr 8, 2026
Book Page	5563/45
Instrument	20263222

Lender

Name	AMERICAN FINANCIAL CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 13, 2020
Property Address	58 DENALI CIR, ELGIN, SC 29045-8460
Document Number	0000007254
Book / Page	004279 / 000092
Instrument Date	Jul 29, 2020
Instrument	7254
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	58 DENALI CIR ELGIN SC 290458460, ELGIN, SC 29045-8460

Mortgage

Document Number	7255
Date	Aug 13, 2020
Book Page	004279/000115
Instrument	7255

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$315,000 (-) Land $50,000 Building $265,000	$315,000 (-)
2023	$5,183.00	$315,000 Land $50,000 Building $265,000	$315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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