54 Denali Cir, Elgin, SC 29045 Property Records

Kershaw County property record for 54 Denali Cir, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,338 sqft · built 2020
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Feb 2023)
Tax Bill	$1,955 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`360-00-00-018-SKS`

Property Details

APN / Parcel Number

Primary APN	`360-00-00-018-SKS`
Alternative APN	`2420`

Interior

Stories	2 Stories
Building Area	3,338 sqft Gross Area

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Account Number	2420
Street Address	54 DENALI CIR
City	ELGIN
State	SC
Zip	29045-8460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOVE FIELD SUBDIV PHASE 1 LOT 18
Legal Subdivision	DOVE FIELD SUBDIV
Legal Phase	1
Legal Lot Number	18
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	970908

Owner

54 Denali Cir is owned and occupied by two individuals who bought it in February 2023.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	54 DENALI CIR, ELGIN, SC 29045-8460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2023 · Amount on File
Deed Sale	Feb 20, 2023 · Amount on File
Deed Document Number	0004902173
Record Updated	Jun 8, 2026

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 14, 2020
Property Address	54 DENALI CIR, ELGIN, SC 29045-8460
Document Number	0000007289
Book / Page	004279 / 000298
Instrument Date	Aug 14, 2020
Instrument	7289
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 DENALI CIR ELGIN SC 290458460, ELGIN, SC 29045-8460

Mortgage

Document Number	7290
Date	Aug 14, 2020
Book Page	004280/000024
Instrument	7290

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 54 Denali Cir was $1,955.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,955.00	$328,200 Land $50,000 Building $278,200	$328,200
2023	$3,001.00	$328,200 Land $50,000 Building $278,200	$328,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Denali Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Denali Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20