58 Cummings Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 58 Cummings Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,653 sqft · built 2016
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,500 (Oct 2016)
Tax Bill	$2,264 (2025)
Deeds & Mortgages	May 2025 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39C03600H`

Property Details

APN / Parcel Number

Primary APN	`39C03600H`
Alternative APN	`19582`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,653 sqft Heated Area
1st Floor Area	1,433 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	66,211 sqft (1.52 acres)
Lot Width	138 ft Width
Garage Area	441 sqft
Porch	Open Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19582
Street Address	58 CUMMINGS LN
City	RINGGOLD
State	GA
Zip	30736-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LL 211 28/3
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3000
Census Tract	30306

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	58 CUMMINGS LN, RINGGOLD, GA 30736-3242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage · Line of Credit BUILTWELL BANK
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Feb 21, 2019	Deed of Trust, Mortgage · Line of Credit TRUST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2016 · Amount on Record
Deed Sale	Oct 4, 2016 · Amount on Record
Deed Document Number	0000184997
Deed Book / Page	1849 / 97
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	58 CUMMINGS LN, RINGGOLD, GA 30736-3242
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 CUMMINGS LN, RINGGOLD, GA 30736-3242

Mortgage

Document Number	0023860000000658
Date	May 19, 2025
Book Page	0000002386/0000000658
Instrument	D2025003400

Lender

Name	BUILTWELL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2030

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	58 CUMMINGS LN, RINGGOLD, GA 30736-3242
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 CUMMINGS LN, RINGGOLD, GA 30736-3242

Mortgage

Document Number	0021540000000239
Date	Jul 21, 2021
Book Page	0000002154/0000000239
Instrument	007067

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	58 CUMMINGS LN, RINGGOLD, GA 30736-3242
Document Number	0019760136
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 CUMMINGS LN RINGGOLD GA 307363242, RINGGOLD, GA 30736-3242

Mortgage

Document Number	0019760136
Date	Feb 27, 2019
Book Page	001976/000136

Lender

Name	TRUST FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37415

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 26, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,264.00 (+10.33%) Homeowner's exemption	$129,360 (+38.09%) Land $16,500 Building $112,860	$323,400 (+38.09%) Land $41,250 Building $282,150
2023	$2,052.00 (+18.48%) Homeowner's exemption	$93,681 Land $13,174 Building $80,507	$234,203 Land $32,936 Building $201,267
2022	$1,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ringgold Telephone Company.

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