Catoosa County property record for 129 Cummings Ln, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,913 sqft · built 1995 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Feb 2021) |
| Tax Bill | $1,672 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39C03600B |
| Primary APN | 39C03600B |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,913 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 139 ft deep x 173 ft wide |
| Garage Type | Mixed |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Utility Building | 144 sqft |
| Pole Barn | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19576 |
|---|---|
| Street Address | 129 CUMMINGS LN |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PT LL 211 28/3 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30306 |
Source: Catoosa County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 129 CUMMINGS LN, RINGGOLD, GA 30736-3242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Sep 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA REVERSE |
| Feb 16, 2022 | Warranty Deed, Transfer |
| Feb 17, 2021 | Warranty Deed, Transfer · Conventional with PMI REGIONS MTG |
| Oct 8, 2020 | Quit Claim Deed, Transfer CHOICE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2021 · Amount on Record |
| Deed Sale | Feb 16, 2021 · Amount on Record |
| Prior Sale | Mar 25, 2008 · Amount on Record |
| Deed Document Number | 2021327 |
| Deed Book / Page | 2114 / 231 |
| Prior Transfer Date | Oct 8, 2020 |
| Prior Transfer Doc | 0020840638 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 129 CUMMINGS LN, RINGGOLD, GA 30736-3242 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 129 CUMMINGS LN, RINGGOLD, GA 30736-3242 |
| Document Number | 0024090000000792 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 0000002409/0000000792 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 129 CUMMINGS LN, RINGGOLD, GA 30736-3242 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 129 CUMMINGS LN, RINGGOLD, GA 30736-3242 |
| Document Number | 0022410000000707 |
|---|---|
| Date | Sep 7, 2022 |
| Book Page | 0000002241/0000000707 |
| Instrument | 007414 |
| Name | FINANCE OF AMERICA REVERSE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 928 Months |
| Due | Jan 1, 2100 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Feb 16, 2022 |
| Property Address | 129 CUMMINGS LN, RINGGOLD, GA 30736-3242 |
| Document Number | 0022030803 |
| Book / Page | 2203 / 803 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 2022-000335 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 CUMMINGS LN, RINGGOLD, GA 30736-3242 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Feb 17, 2021 |
| Property Address | 129 CUMMINGS LN, RINGGOLD, GA 30736-3242 |
| Document Number | 0021140231 |
| Book / Page | 002114 / 000231 |
| Instrument Date | Feb 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2021 |
| Title Company | BATTLEFIELD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 129 CUMMINGS LN RINGGOLD GA 307363242, RINGGOLD, GA 30736-3242 |
| Document Number | 21140234 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 002114/000234 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 16, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Oct 8, 2020 |
| Property Address | 129 CUMMINGS LN, RINGGOLD, GA 30736-3242 |
| Document Number | 0020840638 |
| Book / Page | 002084 / 000638 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | CHOICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 CUMMINGS LN RINGGOLD GA 307363242, RINGGOLD, GA 30736-3242 |
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,672.00 (+21.69%) Homeowner's exemption Senior Citizen's exemption | $126,252 (+40.92%) Land $11,000 Building $115,252 | $315,629 (+40.92%) Land $27,500 Building $288,129 |
| 2023 | $1,374.00 (-7.6%) Homeowner's exemption Senior Citizen's exemption | $89,590 Land $9,243 Building $80,347 | $223,975 Land $23,107 Building $200,868 |
| 2022 | $1,487.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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