Worcester County and Holden Town property record for 49 Cedar Rd, Holden, MA 01520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,164 sqft · built 1977 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Oct 2021) |
| Tax Bill | $6,043 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:245 B:42 |
| Primary APN | HOLD M:245 B:42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| Gross Area | 2,429 sqft |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 550 sqft |
| Unfinished Basement | 550 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 10973 |
|---|---|
| Street Address | 49 CEDAR RD |
| City | HOLDEN |
| State | MA |
| Zip | 01520-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Subdivision | GARDEN GROVE |
| Legal Block | 42 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 728200 |
Source: Worcester County and Holden Town records · APN HOLD M:245 B:42
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 CEDAR RD, HOLDEN, MA 01520-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC |
| Oct 20, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2021 · Amount on Record |
| Deed Sale | Oct 01, 2021 · Amount on Record |
| Prior Sale | Oct 20, 2017 · Amount on Record |
| Deed Book / Page | 66206 / 228 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | Oct 01, 2021 |
| Property Address | 49 CEDAR RD, HOLDEN, MA 01520-1704 |
| Document Number | 66206-228 |
| Book / Page | 66206 / 228 |
| Instrument Date | Oct 01, 2021 |
| Instrument | 138664 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 49 CEDAR RD, HOLDEN, MA 01520-1704 |
| Document Number | 138665 |
|---|---|
| Date | Oct 01, 2021 |
| Instrument | 138665 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | Oct 20, 2017 |
| Property Address | 49 CEDAR RD, HOLDEN, MA 01520-1704 |
| Document Number | 57912-44 |
| Book / Page | 057912 / 000044 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 116579 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,276.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 CEDAR RD HOLDEN MA 015201704, HOLDEN, MA 01520-1704 |
| Document Number | 57912-47 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 057912/000047 |
| Instrument | 116580 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2047 |
Source: Worcester County and Holden Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,043.00 (+1.61%) | $436,000 (+3.74%) Land $160,900 Building $275,100 | $481,365 |
| 2024 | $5,947.00 (+5.48%) | $420,300 (+11.75%) Land $156,200 Building $264,100 | |
| 2023 | $5,638.00 | $376,100 Land $135,800 Building $240,300 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Netafy.
Based on FCC filings for 386 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLDEN WATER DIVISION, DPW serves 18,016 people |
|---|---|
| Water Source | Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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