Oakland County property record for 5798 Garnet Cir, Clarkston, MI 48348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,153 sqft · built 1993 |
| Lot Size | 0.363 acres (15,812 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Oct 2014) |
| Tax Bill | $3,460 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J-08-10-401-034 |
| Primary APN | J-08-10-401-034 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,153 sqft Living Area |
| 1st Floor Area | 1,142 sqft |
| Basement Area | 1,096 sqft |
| Finished Basement | 1,096 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 15,812 sqft (0.363 acres) |
| Lot Dimensions | 15,812 ft deep x 1 ft wide |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 257 sqft |
| Patio Area | 257 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5798 GARNET CIR |
|---|---|
| City | CLARKSTON |
| State | MI |
| Zip | 48348-3060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | T4N, R9E, SEC 10 STONE VALLEY LOT 20 9-21-92 FR 023 |
| Legal Range | 9E |
| Legal Township | 4N |
| Legal Section | 10 |
| Legal Subdivision | STONE VALLEY |
| Legal Lot Number | 9,20 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 127000 |
5798 Garnet Cir is owned and occupied by two individuals who bought it in October 2014.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5798 GARNET CIR, CLARKSTON, MI 48348-3060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 29, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2014 · Amount on File |
| Deed Sale | Oct 28, 2014 · Amount on File |
| Prior Sale | Sep 20, 2012 · Amount on File |
| Deed Document Number | 2014208070 |
| Deed Book / Page | 47546 / 515 |
| Prior Transfer Date | Sep 14, 2007 |
| Prior Transfer Doc | 0000173721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5798 GARNET CIR, CLARKSTON, MI 48348-3060 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5798 GARNET CIR, CLARKSTON, MI 48348-3060 |
| Document Number | 0000233708 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 56930/850 |
| Instrument | 233708 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5798 GARNET CIR, CLARKSTON, MI 48348-3060 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5798 GARNET CIR, CLARKSTON, MI 48348-3060 |
| Document Number | 0000207816 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 56757/307 |
| Instrument | 207816 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5798 GARNET CIR, CLARKSTON, MI 48348-3060 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000143115 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 52135/00192 |
| Instrument | 143115 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5798 GARNET CIR, CLARKSTON, MI 48348-3060 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000086284 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 54154/178 |
| Instrument | 86284 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 5798 Garnet Cir was $3,460 with a homeowner's exemption, down 31.5% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Independence Charter Township |
| Unified School District | Clarkston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,460.00 (-31.5%) Homeowner's exemption | $187,600 Land $35,100 Building $152,500 | $375,200 Land $70,200 Building $305,000 |
| 2024 | $5,051.00 | ||
| 2023 | $156,200 Land $27,400 Building $128,800 | $312,400 Land $54,800 Building $257,600 | |
| 2022 | $4,535.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5798 Garnet Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5798 Garnet Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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