5795 Garnet Cir, Clarkston, MI 48348 Property Records

Oakland County property record for 5795 Garnet Cir, Clarkston, MI 48348

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,900 sqft · built 1994
Lot Size0.373 acres (16,248 sqft)
Owner2 Individual Names on File
Last Sale$311,000 (Apr 2018)
Tax Bill$3,857 (2025)
Deeds & MortgagesFeb 2022 Transfer
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNJ-08-10-402-001

Property Details

APN / Parcel Number

Primary APNJ-08-10-402-001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,900 sqft Living Area
1st Floor Area1,439 sqft
Basement Area1,398 sqft
Finished Basement1,398 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Lot Area16,248 sqft (0.373 acres)
Lot Dimensions16,248 ft deep x 1 ft wide
Garage Area495 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area127 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5795 GARNET CIR
CityCLARKSTON
StateMI
Zip48348-3061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionT4N, R9E, SEC 10 STONE VALLEY LOT 28 9-21-92 FR 401-023 & 024
Legal Range9E
Legal Township4N
Legal Section10
Legal SubdivisionSTONE VALLEY
Legal Lot Number9,28
JurisdictionOAKLAND MI
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1015
Census Tract127000

Owner

5795 Garnet Cir is owned and occupied by two individuals who acquired it in January 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address5795 GARNET CIR, CLARKSTON, MI 48348-3061
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Intrafamily Transfer, Transfer
Mar 3, 2020Deed of Trust, Mortgage
FIRST SECURITIES FINANCIAL SERVICES INC
Apr 2, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2018 · Amount on File
Deed SaleApr 2, 2018 · Amount on File
Prior SaleDec 19, 1994 · Amount on File
Deed Document Number201850101
Deed Book / Page51681 / 689
Last Transfer DateJan 26, 2022
Transfer Doc0000322447
Record UpdatedOct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateFeb 16, 2022
Property Address5795 GARNET CIR, CLARKSTON, MI 48348-3061
Document Number0000322447
Book / Page57463 / 172
Map ReferenceLB 221 PG 35-37
Instrument DateJan 26, 2022
Instrument322447
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5795 GARNET CIR, CLARKSTON, MI 48348-3061

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5795 GARNET CIR, CLARKSTON, MI 48348-3061
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043503
DateMar 3, 2020
Book Page53902/817
Instrument43503
Lender
NameFIRST SECURITIES FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressFRANKLIN, MI 48025
Agreement
AmountAmount on Record
Term360 Months
DueMar 1, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateApr 2, 2018
Property Address5795 GARNET CIR, CLARKSTON, MI 48348-3061
Document Number0000050101
Book / Page51681 / 00689
Map ReferenceLB 221 PG 35-37
Instrument DateMar 23, 2018
Instrument50101
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyABSTRACT TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,674.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5795 GARNET CIR, 5795, CLARKSTON, MI 48348-3061

Transferred To (Grantee/Buyer)

NameVerified Name
Address24594 REDWING DR, NOVI, MI 48374-4006

Mortgage

Document Number0000050536
DateApr 2, 2018
Instrument50536
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5795 Garnet Cir was $3,857 with a homeowner's exemption, down 31.5% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionIndependence Charter Township
Unified School DistrictClarkston Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,857.00 (-31.49%) Homeowner's exemption$198,500 Land $35,100 Building $163,400$397,000 Land $70,200 Building $326,800
2024$5,630.00
2023$165,400 Land $27,400 Building $138,000$330,800 Land $54,800 Building $276,000
2022$5,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5795 Garnet Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5795 Garnet Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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