Clay County property record for 5795 Ginger Rd, Flora, IL 62839 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Multifamily |
| Year Built | Built 1900 |
| Square Footage | 840 sqft Living Area |
| Lot Size | 130,680 sqft (3 acres) |
| Garage | 648 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,475.00 (2024) |
| Primary APN | 11-06-400-004 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 840 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multifamily Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 130,680 sqft (3 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 324 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 648 sqft Garage |
| Patio Area | 355 sqft Patio |
| Porch Area | 120 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 5795 GINGER RD |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3119 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SEC 6-3-7 2 AC SE/COR NE SE & 1 AC NE/COR SE SE 3 AC |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 06 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | STANFORD |
| Census Blockgroup | 1 |
| Census Block | 1078 |
| Census Tract | 972000 |
Source: Clay County records · APN 11-06-400-004
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5795 GINGER RD, FLORA, IL 62839-3119 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLORA BANKING CO |
| May 11, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FLORA BANKING CO |
| Mar 22, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 05, 2014 |
| Transfer Doc | D183459 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 5795 GINGER RD, FLORA, IL 62839-3119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000205277 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 205277 |
| Name | FLORA BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 15, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 5795 GINGER RD, FLORA, IL 62839-3119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | D191693 |
|---|---|
| Date | May 11, 2017 |
| Instrument | D191693 |
| Name | FLORA BANKING CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 5795 GINGER RD, FLORA, IL 62839-3119 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Name | Verified Name |
|---|
| Document Number | , D191238 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | D191238 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Oct 01, 2044 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Stanford Township |
| Unified School District | North Clay Community Unit School District 25 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,687 (+11.17%) Land $2,878 Building $32,809 | ||
| 2024 | $1,475.00 (+10.16%) | $32,101 (+16.34%) Land $2,574 Building $29,527 | $96,303 (+16.34%) Land $7,722 Building $88,581 |
| 2022 | $1,339.00 (+0.83%) Homeowner's exemption | $27,592 Land $4,359 Building $23,233 | $82,776 Land $13,077 Building $69,699 |
| 2021 | $1,328.00 |
5795 Ginger Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Clay County (17025C), updated January 17, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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