1461 Ginger Rd, Flora, IL 62839 Property Records

Clay County property record for 1461 Ginger Rd, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Architecture StyleMultifamily
Year BuiltBuilt 1999
Lot Size133,294 sqft (3.06 acres)
OccupancyOwner Occupied
Last Sale$165,000 (2024)
Tax Bill$2,588.00 (2024)

Property Details

APN / Parcel Number

Primary APN11-18-400-003

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleMultifamily Style
Lot Area133,294 sqft (3.06 acres)

Location & Zoning

Street Address1461 GINGER RD
CityFLORA
StateIL
Zip62839-3225
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEC 18-3-7 360' X 370' SE/COR NE SE 3.06 AC
Legal Range07
Legal Township03
Legal Section18
JurisdictionCLAY IL
Minor Civil DivisionSTANFORD
Census Blockgroup1
Census Block1106
Census Tract972000

Owner

Source: Clay County records · APN 11-18-400-003

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1461 GINGER RD, FLORA, IL 62839-3225
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2024Warranty Deed, Transfer · Conventional Mortgage
DIETERICH BANK
Mar 17, 2022Warranty Deed, Transfer
Nov 04, 2021Warranty Deed, Transfer · Conventional Mortgage
CLAY CITY BANKING CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2024 · Amount on Record
Deed SaleJan 31, 2024 · Amount on Record
Prior SaleMar 17, 2022 · Amount on Record
Record RefreshedSep 20, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateJan 31, 2024
Property Address1461 GINGER RD, FLORA, IL 62839-3225
Document Number0000208814
Instrument DateJan 31, 2024
Instrument208814
Transaction TypeTransfer
Record UpdatedFeb 14, 2024
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$247.50
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1461 GINGER RD, FLORA, IL 62839-3225

Mortgage

Document Number0000208815
DateJan 31, 2024
Instrument208815
Lender
NameDIETERICH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2054
Interest
Rate TypeAdjustable Rate
Rate7.05%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateFeb 01, 2020
Change FrequencyAnnually
Min Rate At Change5.05%
Max Rate At Change9.05%
Index1-Year CMT
Max Rate12%

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateMar 17, 2022
Property Address1461 GINGER RD, FLORA, IL 62839-3225
Document Number0000204367
Instrument DateMar 17, 2022
Instrument204367
Transaction TypeTransfer
Record UpdatedAug 04, 2022

Transaction

AmountAmount Recorded
Tax$150.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1479 PETAL LN, 1479, FLORA, IL 62839-3222

Transferred To (Grantee/Buyer)

NameVerified Name
Address1461 GINGER RD, FLORA, IL 62839-3225

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateNov 04, 2021
Property Address1461 GINGER RD, FLORA, IL 62839-3225
Document Number0000203337
Instrument DateOct 26, 2021
Instrument203337
Transaction TypeTransfer
Record UpdatedAug 04, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address1461 GINGER RD, 1461, FLORA, IL 62839-3225

Transferred To (Grantee/Buyer)

NameVerified Name
Address1479 PETAL LN, FLORA, IL 62839-3222

Mortgage

Document Number0000203338
DateNov 04, 2021
Instrument203338
Lender
NameCLAY CITY BANKING CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueAug 15, 2028
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionStanford Township
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$53,308 (+56.2%) Land $5,902 Building $47,406$159,924 (+56.2%) Land $17,706 Building $142,218
2024$2,588.00 (+12.28%)
2022$2,305.00 (+161.93%)$34,127 Land $2,077 Building $32,050$102,381 Land $6,231 Building $96,150
2021$880.00

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