5794 N Shore Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 5794 N Shore Dr, Duluth, MN 55804

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 2021
Lot Size	2.29 acres (100,031 sqft)
Owner	Individual Name on Record
Last Sale	$875,000 (Apr 2024)
Tax Bill	$8,856 (2026)
Deeds & Mortgages	Oct 2021 Construction Loan Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`315-0095-00070`

Property Details

APN / Parcel Number

Primary APN	`315-0095-00070`
Alternative APNs	`1103166` `1165175`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	3 Stories
Building Area	1,680 sqft Gross Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Construction Type	Frame
Lot Area	100,031 sqft (2.29 acres)
Garage Area	336 sqft
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1165175
Street Address	5794 N SHORE DR
City	DULUTH
State	MN
Zip	55804-9660
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 7 BLOCK 1 SERIAL #
Legal Subdivision	STONEY POINT COTTAGES
Legal Block	1
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1043
Census Tract	10500

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	717 TERRIER LN, SOMERSET, WI 54025-6913
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Construction Mortgage PINE RIVER STATE BANK
Jan 11, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jan 11, 2021	Warranty Deed, Subdivision Related Transfer · Line of Credit PINE RIV ST BK
Dec 31, 2018	Grant Deed, Subdivision Related Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	20241486893
Prior Transfer Date	Dec 23, 2020
Prior Transfer Doc	0001400783
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5794 N SHORE DR, DULUTH, MN 55804-9660
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39780 W TROUT AVE, EMILY, MN 56447-5099

Mortgage

Document Number	0001428102
Date	Oct 25, 2021
Instrument	1428102

Lender

Name	PINE RIVER STATE BANK
Type	Bank
Address	PINE RIVER, MN 56474

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 11, 2021
Property Address	5794 N SHORE DR, DULUTH, MN 55804-9660
Document Number	00A1400783
Instrument Date	Dec 23, 2020
Instrument	A1400783
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39780 TROUT AVE EMILY MN 564475099, EMILY, MN 56447-5099

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 11, 2021
Property Address	5794 N SHORE DR, DULUTH, MN 55804-9660
Document Number	00A1400782
Instrument Date	Dec 17, 2020
Instrument	A1400782
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	39780 TROUT AVE EMILY MN 564475099, EMILY, MN 56447-5099

Mortgage

Document Number	A1400784
Date	Jan 11, 2021
Instrument	A1400784

Lender

Name	PINE RIV ST BK
Type	Bank
Address	PINE RIVER, MN 56474

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 10, 2026

Interest

Rate Type	Adjustable Rate

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 31, 2018
Property Address	5794 N SHORE DR, DULUTH, MN 55804-9660
Document Number	00A1347468
Instrument Date	Dec 28, 2018
Instrument	A1347468
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$511.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32335 NORTHWOODS LN BREEZY POINT MN 564723785, BREEZY POINT, MN 56472-3785

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,856.00 (+17.83%)
2025	$7,516.00 (+44.87%)	$812,500 (+15.79%) Land $355,900 Building $456,600	$812,500 (+15.79%) Land $355,900 Building $456,600
2024	$5,188.00 (+115.99%)	$701,700 (+188.05%) Land $325,400 Building $376,300	$701,700 (+188.05%) Land $325,400 Building $376,300
2023	$2,402.00
2022		$243,600 (+39.76%) Land $212,200 Building $31,400	$243,600 (+39.76%) Land $212,200 Building $31,400
2021		$174,300 Land $174,300	$174,300 Land $174,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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