5780 N Shore Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 5780 N Shore Dr, Duluth, MN 55804

Property Summary

Property Type	Seasonal / Vacation Home
Lot Size	2.62 acres (114,271 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Nov 2018)
Tax Bill	$1,912 (2026)
Deeds & Mortgages	Nov 2018 Sale Nov 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`315-0095-00040`

Property Details

APN / Parcel Number

Primary APN	`315-0095-00040`
Alternative APN	`1032249`

Exterior

Lot Area	114,271 sqft (2.62 acres)

Location & Zoning

Account Number	1032249
Street Address	5780 N SHORE DR
City	DULUTH
State	MN
Zip	55804-9660
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 4 BLOCK 1 SERIAL #
Legal Subdivision	STONEY POINT COTTAGES
Legal Block	1
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1048
Census Tract	10500

Owner

5780 N Shore Dr, a residential property, is owned by an individual who bought it in November 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2302 WATER ST, DULUTH, MN 55812-2225
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2018	Warranty Deed, Subdivision Related Transfer OTHER
Nov 7, 2017	Deed with Mortgage, Construction Loan · Construction Mortgage ODYSSEY DEV INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2018 · Amount on File
Deed Sale	Nov 27, 2018 · Amount on File
Deed Document Number	20181345415
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 27, 2018
Property Address	5780 N SHORE DR, DULUTH, MN 55804-9660
Document Number	00A1345415
Instrument Date	Oct 2, 2018
Instrument	A1345415
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$376.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2302 WATER ST DULUTH MN 558122225, DULUTH, MN 55812-2225

November 2017: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	ST LOUIS MN
Recording Date	Nov 7, 2017
Property Address	5780 N SHORE DR, DULUTH, MN 55804-9660
Instrument Date	Nov 3, 2017
Instrument	A1321683
Transaction Type	Construction Loan
Record Updated	Nov 24, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2302 WATER ST DULUTH MN 558122225, DULUTH, MN 55812-2225

Mortgage

Document Number	00A1321683
Date	Nov 7, 2017
Instrument	A1321683

Lender

Name	ODYSSEY DEV INC
Address	227 W 1ST ST # 650, DULUTH, MN 55802-5053

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 6, 2018

Tax Assessment & Valuation

The 2026 property tax bill for 5780 N Shore Dr was $1,912, up 9.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,912.00 (+9.89%)
2025	$1,740.00 (+10.69%)	$209,400 (+4.8%) Land $209,400	$209,400 (+4.8%) Land $209,400
2024	$1,572.00	$199,800 Land $199,800	$199,800 Land $199,800
2022		$128,100 Land $128,100	$128,100 Land $128,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5780 N Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5780 N Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Shore Dr

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