579 E Waycliff Rd, Henderson, NC 27537 Property Records

Vance County property record for 579 E Waycliff Rd, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,040 sqft · built 2022
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$267,000 (Aug 2022)
Tax Bill	$2,012 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0412E01024`

Property Details

APN / Parcel Number

Primary APN	`0412E01024`
Alternative APNs	`041202001` `1029012` `1034997`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,040 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1034997
Street Address	579 E WAYCLIFF RD
City	HENDERSON
State	NC
Zip	27537-3333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	579 E WAYCLIFF RD LOT 39 .250
Legal Subdivision	HUNTSTONE SUBDIVISION
Legal Tract	C
Legal Block	01
Legal Lot Number	39
Jurisdiction	VANCE NC
Township / Civil Division	DABNEY
Census Block Group	3
Census Block	3021
Census Tract	960300

Owner

579 E Waycliff Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Vance County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	579 E WAYCLIFF RD, HENDERSON, NC 27537-3333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 31, 2022	Special Warranty Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Deed Document Number	20223690
Deed Book / Page	1421 / 538
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	579 E WAYCLIFF RD, HENDERSON, NC 27537-3333
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 E WAYCLIFF RD, HENDERSON, NC 27537-3333

Mortgage

Document Number	0001441/68
Date	Dec 21, 2023
Book Page	1441/68
Instrument	4370

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Sep 1, 2052

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Aug 31, 2022
Property Address	579 E WAYCLIFF RD, HENDERSON, NC 27537-3333
Document Number	001421/538
Book / Page	1421 / 538
Map Reference	MB Z PG 455
Instrument Date	Aug 18, 2022
Instrument	3690
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 E WAYCLIFF RD, HENDERSON, NC 27537-3333

Mortgage

Document Number	0000003691
Date	Aug 31, 2022
Instrument	3691

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 579 E Waycliff Rd was $2,012, down 6.8% from the year before.

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,012.00 (-6.77%)	$250,669 (-) Land $10,000 Building $240,669	$250,669 (-) Land $10,000 Building $240,669
2025	$2,158.00	$250,669 Land $10,000 Building $240,669	$250,669 Land $10,000 Building $240,669
2023	$2,230.00	$215,590 Land $18,000 Building $197,590	$215,590 Land $18,000 Building $197,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 579 E Waycliff Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2005–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 579 E Waycliff Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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