565 E Waycliff Rd, Henderson, NC 27537 Property Records

Vance County property record for 565 E Waycliff Rd, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,352 sqft · built 2022
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$302,500 (Apr 2024)
Tax Bill	$2,407 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0412E01025`

Property Details

APN / Parcel Number

Primary APN	`0412E01025`
Alternative APNs	`041202001` `1029012` `1035323` `1038441`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,352 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1038441
Street Address	565 E WAYCLIFF RD
City	HENDERSON
State	NC
Zip	27537-3333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	565 E WAYCLIFF RD LOT 40 .250
Legal Tract	C
Legal Block	01
Legal Lot Number	40
Jurisdiction	VANCE NC
Township / Civil Division	DABNEY
Census Block Group	3
Census Block	3021
Census Tract	960300

Owner

Source: Vance County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	565 E WAYCLIFF RD, HENDERSON, NC 27537-3333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 3, 2024	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Oct 31, 2022	Special Warranty Deed, Transfer · Commercial Mortgage ARBOR REALTY SR INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2024 · Amount on Record
Deed Sale	Apr 3, 2024 · Amount on Record
Prior Sale	Oct 31, 2022 · Amount on Record
Deed Document Number	0014440583
Deed Book / Page	1444 / 0583
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	565 E WAYCLIFF RD, HENDERSON, NC 27537-3333
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	EQUITY LOAN SERVICES INC, EQUITY STLMT SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 E WAYCLIFF RD, HENDERSON, NC 27537-3333

Mortgage

Document Number	001468/437
Date	Oct 14, 2025
Book Page	1468/437
Instrument	3586

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	SOFR Average 30-Day
Max Rate	10.2%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Apr 3, 2024
Property Address	565 E WAYCLIFF RD, HENDERSON, NC 27537-3333
Document Number	001444/583
Book / Page	1444 / 583
Map Reference	MB Z PG 455
Instrument Date	Mar 21, 2024
Instrument	988
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1170 KANE CONCOURSE STE 400, 400, BAY HARBOR ISLANDS, FL 33154-2006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 E WAYCLIFF RD, HENDERSON, NC 27537-3333

Mortgage

Document Number	0000000989
Date	Apr 3, 2024
Instrument	989

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Oct 31, 2022
Property Address	565 E WAYCLIFF RD, HENDERSON, NC 27537-3333
Document Number	001424/353
Book / Page	1424 / 353
Map Reference	MB Z PG 455
Instrument Date	Oct 26, 2022
Instrument	4532
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount Recorded
Tax	$1,703.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 KANE CONCOURSE STE 400, 400, BAY HARBOR ISLANDS, FL 33154-2006
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004533
Date	Oct 31, 2022
Instrument	04533

Lender

Name	ARBOR REALTY SR INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Vance County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,407.00 (-4.94%)	$281,625 (+14.3%) Land $10,000 Building $271,625	$281,625 (+14.3%) Land $10,000 Building $271,625
2023	$2,532.00	$246,389 Land $18,000 Building $228,389	$246,389 Land $18,000 Building $228,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2005–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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