579 E Spring Ave, South Elgin, IL 60177 Property Records

Kane County property record for 579 E Spring Ave, South Elgin, IL 60177 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Tax Bill	$5,316 (2022)
Deeds & Mortgages	Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-35-456-022`

Property Details

APN / Parcel Number

Primary APN	`06-35-456-022`
Alternative APN	`06-35-456-035`

Location & Zoning

Street Address	579 E SPRING AVE
City	SOUTH ELGIN
State	IL
Zip	60177-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIVER CRYSTAL SPRINGS LOTS 23, 24, 25, & 26 BLK 6 & PT OF VAC PARK AVE DESC IN 1916/99 & PT VAC PARK AVE DESC IN DOC
Legal Range	08E
Legal Township	41N
Legal Section	35
Legal Subdivision	FOX RIVER CRYSTAL SPGS
Legal Block	6
Legal Lot Number	23-26 24
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3002
Census Tract	851801

Owner

Source: Kane County records · APN 06-35-456-022

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	579 E SPRING AVE, SOUTH ELGIN, IL 60177-2441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	1838908
Record Updated	Jun 07, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	579 E SPRING AVE, SOUTH ELGIN, IL 60177-2441
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055343
Date	Jul 20, 2021
Instrument	2021K055343

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 19, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$5,316.00 Disabled Person's exemption	$74,781 Land $21,039 Building $53,742	$224,343 Land $63,117 Building $161,226

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898518013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force 20 of 23 on primary residences
Nearby Flood Claims	33 (1978–2020)
Claims Outside the SFHA	2 of 33
Most Recent Claim	May 2020, rainfall accumulation
Flood Events	Severe Storms, Straight-line Winds, And Flooding (Apr 2013), 5 claims Severe Storms And Flooding (Sep 2008), 16 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.