Kane County property record for 460 E Spring Ave, South Elgin, IL 60177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,822 sqft · built 1993 |
| Lot Size | 0.416 acres (18,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Mar 2018) |
| Tax Bill | $7,292 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-35-454-023 |
| Primary APN | 06-35-454-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,822 sqft Living Area |
| 1st Floor Area | 1,822 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 18,125 sqft (0.416 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 460 E SPRING AVE |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-2440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX RIVER CRYSTAL SPRINGS SOUTH ELGIN LOTS 27 THRU 31 BLOCK 5 (EXCEPT PART OF LOT 27 DESC IN DOC 94K091910) |
| Legal Subdivision | FOX RIVER CRYSTAL SPRINGS SOUTH ELGIN |
| Legal Block | 5 |
| Legal Lot Number | 27-31 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 851801 |
Source: Kane County records · APN 06-35-454-023
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 460 E SPRING AVE, SOUTH ELGIN, IL 60177-2440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Mar 11, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Mar 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 2018 · Amount on Record |
| Deed Sale | Mar 12, 2018 · Amount on Record |
| Deed Document Number | 201811441 |
| Last Transfer Date | Nov 12, 2021 |
| Transfer Doc | 0000088184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 23, 2021 |
| Property Address | 460 E SPRING AVE, SOUTH ELGIN, IL 60177-2440 |
| Document Number | 0000088184 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021K088184 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2021 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 819 LINCOLN AVE, 819, WEST CHICAGO, IL 60185-3239 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 460 E SPRING AVE, SOUTH ELGIN, IL 60177-2440 |
| Document Number | 0000088185 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021K088185 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 11, 2019 |
| Property Address | 460 E SPRING AVE, SOUTH ELGIN, IL 60177-2440 |
| Document Number | 0000009339 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 9339 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 460 E SPRING AVE SOUTH ELGIN IL 601772440, SOUTH ELGIN, IL 60177-2440 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 12, 2018 |
| Property Address | 460 E SPRING AVE, SOUTH ELGIN, IL 60177-2440 |
| Document Number | 0000011441 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 2018K011441 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14N820 CASTLE AVE, 14N820, DUNDEE, IL 60118-3232 |
| Name | Verified Name |
|---|---|
| Address | 819 LINCOLN AVE, WEST CHICAGO, IL 60185-3239 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011442 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 2018K011442 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Rate | 4.25% |
|---|
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | South Elgin Village |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,292.00 (+13.19%) Homeowner's exemption | $106,578 (+8.57%) Land $24,779 Building $81,799 | $319,862 (+8.57%) Land $74,367 Building $245,495 |
| 2024 | $98,165 (+21.39%) Land $22,823 Building $75,342 | $294,613 (+21.44%) Land $68,496 Building $226,116 | |
| 2022 | $6,442.00 (+6.29%) Homeowner's exemption | $80,865 (+6.96%) Land $18,801 Building $62,064 | $242,595 (+6.96%) Land $56,403 Building $186,192 |
| 2021 | $6,061.00 Homeowner's exemption | $75,603 Land $17,578 Building $58,025 | $226,809 Land $52,734 Building $174,075 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 33 (1978–2020) |
| Claims Outside the SFHA | 2 of 33 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Opiquad, Verizon.
Based on FCC filings for 351 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH ELGIN serves 23,648 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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