St. Louis County property record for 5787 Puncher Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 480 sqft · built 1960 |
| Lot Size | 0.453 acres (19,762 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Aug 2010) |
| Tax Bill | $2,658 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 270-0094-00060 |
| Primary APN | 270-0094-00060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 480 sqft Gross Area |
| 1st Floor Area | 480 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 19,762 sqft (0.453 acres) |
| Deck Area | 72 sqft |
| Storage Building | 90 sqft |
| Sauna | Sauna |
| Heating Fuel | Propane |
|---|
| Account Number | 755156 |
|---|---|
| Street Address | 5787 PUNCHER POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0006 BLOCK:000 SERIAL # |
| Legal Subdivision | PUNCHER POINT |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BREITUNG |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 15402 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4464 SPIRIT LAKE RD, MOUNTAIN IRON, MN 55768-8052 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit HARBORONE CREDIT UNION |
| Nov 27, 2017 | Warranty Deed, Transfer NORTHEAST TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2010 · Amount on File |
| Deed Sale | Aug 6, 2010 · Amount on File |
| Deed Document Number | 2010887844 |
| Prior Transfer Date | Nov 1, 2007 |
| Prior Transfer Doc | 0000846404 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 28, 2026 |
| Property Address | 5787 PUNCHER POINT RD, TOWER, MN 55790 |
| Document Number | 0001100946 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 20261100946 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 4464 SPIRIT LAKE RD, MOUNTAIN IRON, MN 55768-8052 |
| Document Number | 0001100946, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20261100946 |
| Name | HARBORONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 25, 2041 |
| Rate | 5.54% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 27, 2017 |
| Property Address | 5787 PUNCHER POINT RD, TOWER, MN 55790 |
| Document Number | 000T992508 |
| Instrument Date | Nov 22, 2017 |
| Instrument | T992508 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $643.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4464 SPIRIT LAKE RD MOUNTAIN IRON MN 557688052, MOUNTAIN IRON, MN 55768-8052 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Breitung Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,658.00 (+8.4%) | ||
| 2025 | $2,452.00 (+6.89%) | $234,100 (+10.22%) Land $169,900 Building $64,200 | $234,100 (+10.22%) Land $169,900 Building $64,200 |
| 2024 | $2,294.00 | $212,400 (+8.7%) Land $161,100 Building $51,300 | $212,400 (+8.7%) Land $161,100 Building $51,300 |
| 2022 | $195,400 Land $149,700 Building $45,700 | $195,400 Land $149,700 Building $45,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
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