St. Louis County property record for 5779 Puncher Point Rd, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,140 sqft · built 2017 |
| Lot Size | 0.863 acres (37,611 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Nov 2016) |
| Tax Bill | $6,702 (2026) |
| Deeds & Mortgages | May 2018 Mortgage May 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 270-0094-00080 |
| Primary APN | 270-0094-00080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,140 sqft Gross Area |
| 1st Floor Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 37,611 sqft (0.863 acres) |
| Garage Area | 672 sqft |
| Deck Area | 96 sqft |
|---|---|
| Storage Building | 32 sqft |
| Boat House | 520 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1036987 |
|---|---|
| Street Address | 5779 PUNCHER POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 8 AND 9 SERIAL # |
| Legal Subdivision | PUNCHER POINT |
| Legal Lot Number | 8-9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BREITUNG |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 15402 |
5779 Puncher Point Rd is owned and occupied by an individual who bought it in November 2016.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5779 PUNCHER POINT RD, TOWER, MN 55790-8343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2018 | Deed of Trust, Mortgage CONSUMER LN SVCS |
| May 18, 2017 | Trustee's Deed, Construction Loan · Line of Credit BOUNDARY WATERS ST BK |
| Mar 20, 2017 | Grant Deed, Transfer NORTHEAST TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2016 · Amount on File |
| Deed Sale | Nov 18, 2016 · Amount on File |
| Deed Document Number | 2016591287 |
| Prior Transfer Date | Dec 29, 2015 |
| Prior Transfer Doc | 000T966207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5779 PUNCHER POINT RD, TOWER, MN 55790-8343 |
| Document Number | 000T998439 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5779 PUNCHER POINT RD TOWER MN 557908343, TOWER, MN 55790-8343 |
| Document Number | 000T998439 |
|---|---|
| Date | May 30, 2018 |
| Instrument | T998439 |
| Name | CONSUMER LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LA CROSSE, WI 54603 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 29, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 18, 2017 |
| Property Address | 5779 PUNCHER POINT RD, TOWER, MN 55790-8343 |
| Instrument Date | May 17, 2017 |
| Instrument | T984982 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7445 N SHORE CIR N FOREST LAKE MN 550258752, FOREST LAKE, MN 55025-8752 |
| Document Number | 000T984982 |
|---|---|
| Date | May 18, 2017 |
| Instrument | T984982 |
| Name | BOUNDARY WATERS ST BK |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 17, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 20, 2017 |
| Property Address | 5779 PUNCHER POINT RD, TOWER, MN 55790-8343 |
| Document Number | 000T983141 |
| Instrument Date | Nov 18, 2016 |
| Instrument | T983141 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $479.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7445 N SHORE CIR N FOREST LAKE MN 550258752, FOREST LAKE, MN 55025-8752 |
The 2026 property tax bill for 5779 Puncher Point Rd was $6,702 with a homeowner's exemption, up 17.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Breitung Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,702.00 (+17.29%) Homeowner's exemption | ||
| 2025 | $5,714.00 (+5.54%) Homeowner's exemption | $607,600 (+14.25%) Land $268,400 Building $339,200 | $607,600 (+14.25%) Land $268,400 Building $339,200 |
| 2024 | $5,414.00 | $531,800 Land $259,600 Building $272,200 | $531,800 Land $259,600 Building $272,200 |
| 2022 | $481,500 Land $239,200 Building $242,300 | $481,500 Land $239,200 Building $242,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5779 Puncher Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5779 Puncher Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
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