5786 Percy Ln, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 5786 Percy Ln, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · built 2016
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Aug 2019)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058-40-01-008.00`

Property Details

APN / Parcel Number

Primary APN	`058-40-01-008.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	301 ft deep x 85 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5786 PERCY LN
City	COVINGTON
State	KY
Zip	41015-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARNER SEC 1 LOT 8
Legal Subdivision	GARNER SUB
Legal Phase	1
Legal Lot Number	8
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4003
Census Tract	65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5786 PERCY LN, COVINGTON, KY 41015-2432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Apr 1, 2009 · Amount on Record
Deed Document Number	201908 19 059 00271
Deed Book / Page	4313 / 215
Last Transfer Date	Jan 7, 2025
Transfer Doc	0005900098
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 19, 2019
Property Address	5786 PERCY LN, COVINGTON, KY 41015-2432
Document Number	0000000271
Book / Page	0I4313 / 000215
Instrument Date	Aug 13, 2019
Instrument	271
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5786 PERCY LN COVINGTON KY 410152432, COVINGTON, KY 41015-2432

Mortgage

Document Number	275
Date	Aug 19, 2019
Book Page	0I4313/000219
Instrument	275

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,000 (+3.45%) Land $45,000 Building $330,000	$375,000 (+3.45%) Land $45,000 Building $330,000
2025	$3,592.00 (-7.04%)	$362,500 (-) Land $30,000 Building $332,500	$362,500 (-) Land $30,000 Building $332,500
2023	$3,864.00	$362,500 Land $30,000 Building $332,500	$362,500 Land $30,000 Building $332,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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