5773 Percy Ln, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 5773 Percy Ln, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · built 2022
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$29,000 (Jun 2021)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`058-40-01-005.00`

Property Details

APN / Parcel Number

Primary APN	`058-40-01-005.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	416 ft deep x 80 ft wide
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5773 PERCY LN
City	COVINGTON
State	KY
Zip	41015-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARNER SEC 1 LOT 5
Legal Subdivision	GARNER SUB
Legal Phase	1
Legal Lot Number	5
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4003
Census Tract	65300

Owner

5773 Percy Ln is owned and occupied by two individuals who bought it in June 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5773 PERCY LN, COVINGTON, KY 41015-2431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Jun 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	Aug 21, 2006
Deed Document Number	20215900115
Deed Book / Page	99 / 728
Prior Transfer Date	Apr 14, 2006
Prior Transfer Doc	0005900219
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	5773 PERCY LN, COVINGTON, KY 41015-2431
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5773 PERCY LN, COVINGTON, KY 41015-2431

Mortgage

Document Number	0005900121
Date	Feb 3, 2023
Book Page	KCM 438/551
Instrument	23020305900121

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	5773 PERCY LN, COVINGTON, KY 41015-2431
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900429
Date	Dec 27, 2021
Book Page	318/590
Instrument	21122705900429

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 23, 2021
Property Address	5773 PERCY LN, COVINGTON, KY 41015-2431
Document Number	0005900115
Book / Page	99 / 728
Map Reference	PL A592&A593
Instrument Date	Jun 22, 2021
Instrument	21062305900115
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5773 PERCY LN, COVINGTON, KY 41015-2431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1059 ROBERTSON RD, TAYLOR MILL, KY 41015-2145

Tax Assessment & Valuation

The 2025 property tax bill for 5773 Percy Ln was $3,052.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,000 (+1.95%) Land $45,000 Building $269,000	$314,000 (+1.95%) Land $45,000 Building $269,000
2025	$3,052.00	$308,000 Land $29,000 Building $279,000	$308,000 Land $29,000 Building $279,000
2023	$3,283.00 (+938.92%)	$308,000 (+962.07%) Land $29,000 Building $279,000	$308,000 (+962.07%) Land $29,000 Building $279,000
2022	$316.00	$29,000 Land $29,000	$29,000 Land $29,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5773 Percy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5773 Percy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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