5785 Truluck Ave, Milton, FL 32570 Property Records

Santa Rosa County property record for 5785 Truluck Ave, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,004 sqft · built 2002
Lot Size	0.337 acres (14,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,800 (Sep 2019)
Tax Bill	$165 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-2N-28-0000-00634-0000`

Property Details

APN / Parcel Number

Primary APN	`30-2N-28-0000-00634-0000`
Alternative APN	`N282300000006340000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,004 sqft Living Area
Gross Area	4,039 sqft
1st Floor Area	3,004 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,680 sqft (0.337 acres)
Lot Dimensions	140 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	573 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5785 TRULUCK AVE
City	MILTON
State	FL
Zip	32570-8260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM SE CORN SECTION 30 TOWNSHIP 2 NORTH RANGE 28 WEST THN N 1133.33 FT THN W ON S R/W OF TRULUCK AVE 132.12 FT TO POB THN S0*009E 140 FT THN W 105 FT THN N 140 FT TO S R/W OF TRULUCK AVE THN E ALNG R/W 105 FT TO POB AS DES IN OR 3872 PG 1276
Legal Range	28W
Legal Township	2N
Legal Section	30
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	3
Census Block	3009
Census Tract	10504

Owner

Source: Santa Rosa County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5785 TRULUCK AVE, MILTON, FL 32570-8260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · VA Mortgage TRUSTED MORTGAGE CAPITAL INC
Jun 12, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Sep 23, 2019	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG
Oct 16, 2017	Warranty Deed, Transfer · Conventional Mortgage COMMONWEALTH FIRST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	201942409
Deed Book / Page	3872 / 1276
Prior Transfer Date	Aug 27, 2013
Prior Transfer Doc	0033140956
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5785 TRULUCK AVE, MILTON, FL 32570-8260
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5785 TRULUCK AVE, MILTON, FL 32570-8260

Mortgage

Document Number	0047160599
Date	Mar 5, 2026
Book Page	4716/599
Instrument	202611094

Lender

Name	TRUSTED MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5785 TRULUCK AVE, MILTON, FL 32570-8260
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5785 TRULUCK AVE, MILTON, FL 32570-8260

Mortgage

Document Number	0044040344
Date	Jun 12, 2023
Book Page	4404/344
Instrument	202325839

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 23, 2019
Property Address	5785 TRULUCK AVE, MILTON, FL 32570-8260
Document Number	0038721276
Book / Page	003872 / 001276
Instrument Date	Sep 13, 2019
Instrument	42409
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,958.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5785 TRULUCK AVE MILTON FL 325708260, MILTON, FL 32570-8260

Mortgage

Document Number	38721277
Date	Sep 23, 2019
Book Page	003872/001277
Instrument	42410

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 16, 2017
Property Address	5785 TRULUCK AVE, MILTON, FL 32570-8260
Document Number	0036701679
Book / Page	3670 / 1679
Instrument Date	Oct 11, 2017
Instrument	201743251
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SURETY LAND TITLE OF FLROIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	473 PALM BREEZE DR, 473, OCEAN SPRINGS, MS 39564-5540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5785 TRULUCK AVE, MILTON, FL 32570-8260

Mortgage

Document Number	0036701682
Date	Oct 16, 2017
Book Page	3670/1682
Instrument	201743252

Lender

Name	COMMONWEALTH FIRST MORTGAGE CORP
Type	Non-Lending Institution
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$255,690 (+2.9%)	$305,871 (+2.62%) Land $18,000 Building $287,871
2024	$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$248,484 (+3%)	$298,051 (+1.15%) Land $16,000 Building $282,051
2023	$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$241,247 (+3%)	$294,672 (+2.2%) Land $16,000 Building $278,672
2022	$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$234,220	$288,329 Land $16,000 Building $272,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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