5748 Truluck Ave, Milton, FL 32570 Property Records

Santa Rosa County property record for 5748 Truluck Ave, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,468 sqft · built 2019
Lot Size	0.337 acres (14,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,500 (Dec 2016)
Tax Bill	$2,977 (2024)
Deeds & Mortgages	May 2021 Line of Credit Feb 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-2N-28-0000-00648-0000`

Property Details

APN / Parcel Number

Primary APN	`30-2N-28-0000-00648-0000`
Alternative APN	`N282300000006480000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,468 sqft Living Area
Gross Area	3,349 sqft
1st Floor Area	2,468 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	14,680 sqft (0.337 acres)
Lot Dimensions	140 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	577 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5748 TRULUCK AVE
City	MILTON
State	FL
Zip	32570-8256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BEG 1323.10 FT N & 555 FT W OF SE CORN SE4 OF SE4 THN W 105 FT THN S 140 FT THN E 105 FT THN N 140 FT TO POB LOT 60 OF UNREC SUB AS DES IN OR 3584 PG 1487 LESS ALL MINERAL RIGHTS
Legal Range	28W
Legal Township	2N
Legal Section	30
Legal Lot Number	60
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	3
Census Block	3007
Census Tract	10504

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5748 TRULUCK AVE, MILTON, FL 32570-8256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Line of Credit ALL IN FCU
Feb 28, 2019	Deed of Trust, Mortgage · Construction Mortgage PEN AIR FEDERAL CU
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2016 · Amount on Record
Deed Sale	Dec 20, 2016 · Amount on Record
Deed Document Number	201650612
Deed Book / Page	3584 / 1487
Prior Transfer Date	Dec 19, 2016
Prior Transfer Doc	0035841486
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5748 TRULUCK AVE, MILTON, FL 32570-8256
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041130189
Date	May 4, 2021
Book Page	4113/189
Instrument	202129495

Lender

Name	ALL IN FCU
Type	Credit Union
Address	DALEVILLE, AL 36322

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	May 3, 2043

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5748 TRULUCK AVE, MILTON, FL 32570-8256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WEST FLORIDA TTL OF MILTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038070471
Date	Feb 28, 2019
Book Page	3807/0471
Instrument	201907635

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.37%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5748 TRULUCK AVE, MILTON, FL 32570-8256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038741818
Date	Sep 27, 2019
Book Page	3874/1818
Instrument	201943522

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5748 TRULUCK AVE, MILTON, FL 32570-8256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITIZENS TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5748 TRULUCK AVE, MILTON, FL 32570-8256

Mortgage

Document Number	0040300838
Date	Nov 16, 2020
Book Page	4030/838
Instrument	202061326

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$293,680 (+2.9%)	$344,337 (+3.81%) Land $47,250 Building $297,087
2024	$2,977.00 (+1.71%) Homeowner's exemption	$285,403 (+3%)	$331,701 (+0.85%) Land $47,250 Building $284,451
2023	$2,927.00 (+2.27%) Homeowner's exemption	$277,090 (+3%)	$328,899 (+0.33%) Land $47,250 Building $281,649
2022	$2,862.00 Homeowner's exemption	$269,019	$327,806 Land $46,200 Building $281,606

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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