5785 Oak St, Oscoda, MI 48750 Property Records

Iosco County property record for 5785 Oak St, Oscoda, MI 48750

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,055 sqft · built 1976
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Nov 2007)
Tax Bill$2,069 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Aug 2019 Transfer
Flood ZoneZone X (minimal risk)
APN06302720003800

Property Details

APN / Parcel Number

Primary APN06302720003800

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,055 sqft Building Perimeter
1st Floor Area1,055 sqft
Basement Area805 sqft
Unfinished Basement805 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions200 ft deep x 104 ft wide
Garage Area276 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5785 OAK ST
CityOSCODA
StateMI
Zip48750-8901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description27239VH T24N R9E SEC 27 PART OF GOVT LOT 3 COM ON WLY R/W S 63D W 923 FT & S 70D 45M W 139.5 FT OF NE COR OF SD GOVT LOT TH N
Legal Range09E
Legal Township24N
Legal Section27
Legal SubdivisionVAN ETTAN CREEK
Legal Lot Number3
JurisdictionIOSCO MI
Township / Civil DivisionOSCODA
Census Block Group1
Census Block1022
Census Tract300

Owner

Source: Iosco County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5785 OAK ST, OSCODA, MI 48750-8901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2018Deed of Trust, Mortgage
CALIBER HOME LOANS
Aug 27, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2007 · Amount on Record
Deed SaleNov 19, 2007 · Amount on Record
Deed Book / Page938 / 222
Last Transfer DateAug 21, 2019
Transfer Doc2019004745
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIOSCO MI
Property Address5785 OAK ST, OSCODA, MI 48750-8901
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018000552
DateFeb 6, 2018
Instrument2018000552
Lender
NameCALIBER HOME LOANS
TypeMortgage Company
Agreement
AmountAmount Recorded
Interest
Type Change DateFeb 1, 2033

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIOSCO MI
Recording DateAug 27, 2019
Property Address5785 OAK ST, OSCODA, MI 48750-8901
Document Number2019004745
Instrument DateAug 21, 2019
Instrument2019004745
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIosco County
County SubdivisionOscoda Charter Township
Unified School DistrictOscoda Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,500 (-7.72%) Land $125,500$251,000 (-7.72%) Land $251,000
2025$2,069.00 Homeowner's exemption$136,000 Land $136,000$272,000 Land $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (1986–2026)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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