Iosco County property record for 5775 Oak St, Oscoda, MI 48750
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,135 sqft · built 1960 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $202,000 (Dec 2023) |
| Tax Bill | $3,942 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06302720003600 |
| Primary APN | 06302720003600 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,135 sqft Building Perimeter |
| 1st Floor Area | 1,135 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 210 ft deep x 50 ft wide |
| Garage Area | 528 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5775 OAK ST |
|---|---|
| City | OSCODA |
| State | MI |
| Zip | 48750-8901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 27237VH T24N R9E SEC 27 PART OF GOVT LOT 3 COM @ NE COR OF SD GOVT LOT 3 TH S 0D 34M W 167.24 FT TO PT ON NLY R/W OF OAK ST T |
| Legal Range | 09E |
| Legal Township | 24N |
| Legal Section | 27 |
| Legal Subdivision | VAN ETTAN LAKE |
| Legal Lot Number | 3 |
| Jurisdiction | IOSCO MI |
| Township / Civil Division | OSCODA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 300 |
5775 Oak St is owned by two individuals who bought it in December 2023.
Source: Iosco County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 699 CHRISTOPHER ST, FOWLERVILLE, MI 48836-8597 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK |
| Sep 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOWARD RESIDENTIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on File |
| Deed Sale | Dec 21, 2023 · Amount on File |
| Deed Document Number | 20236435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IOSCO MI |
| Recording Date | Dec 21, 2023 |
| Property Address | 5775 OAK ST, OSCODA, MI 48750-8901 |
| Document Number | 2023006435 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2023006435 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 699 CHRISTOPHER ST, FOWLERVILLE, MI 48836-8597 |
| Document Number | 2024000061 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 2024000061 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IOSCO MI |
| Property Address | 5775 OAK ST, OSCODA, MI 48750-8901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017005586 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 2017005586 |
| Name | HOWARD RESIDENTIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2032 |
The 2025 property tax bill for 5775 Oak St was $3,942.
Source: Iosco County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Iosco County |
| County Subdivision | Oscoda Charter Township |
| Unified School District | Oscoda Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,200 Land $91,200 | $182,400 Land $182,400 | |
| 2025 | $3,942.00 | ||
| 2023 | $1,992.00 | $54,000 Land $54,000 | $54,000 Land $54,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5775 Oak St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (1986–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5775 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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