5782 Sparas St, Loomis, CA 95650 Property Records

Placer County property record for 5782 Sparas St, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 1985
Lot Size	0.178 acres (7,757 sqft)
Owner	Individual Name on Record
Last Sale	$589,000 (Sep 2021)
Tax Bill	$6,602 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`044-190-054-000`

Property Details

APN / Parcel Number

Primary APN	`044-190-054-000`
Alternative APNs	`044190054510` `044-190-054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,215 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	7,757 sqft (0.178 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	044-190-054
Street Address	5782 SPARAS ST
City	LOOMIS
State	CA
Zip	95650-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10
Legal Description	LOT 130 DE ANZA ESTATES MOR BK M PG 70
Legal Subdivision	DE ANZA ESTATES
Legal Lot Number	130
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3012
Census Tract	21203

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5782 SPARAS ST, LOOMIS, CA 95650-8705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 24, 2018	Quit Claim Deed, Transfer STEWART TITLE
Sep 24, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Jun 19, 2018	Grant Deed, Transfer STEWART TITLE
Jun 19, 2018	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/PLACER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	2021115555
Prior Transfer Date	Nov 22, 2019
Prior Transfer Doc	0000096429
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 14, 2021
Property Address	5782 SPARAS ST, LOOMIS, CA 95650-8705
Document Number	0000115555
Map Reference	MB M PG 70
Instrument Date	Sep 8, 2021
Instrument	2021-0115555
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5782 SPARAS ST, LOOMIS, CA 95650-8705

Mortgage

Document Number	0000115556
Date	Sep 14, 2021
Instrument	2021-0115556

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Nov 27, 2019
Property Address	5782 SPARAS ST, LOOMIS, CA 95650-8705
Document Number	0000096429
Map Reference	MB M PG 70
Instrument Date	Nov 22, 2019
Instrument	2019-0096429
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5782 SPARAS ST, LOOMIS, CA 95650-8705

Mortgage

Document Number	0000096430
Date	Nov 27, 2019
Instrument	2019-0096430

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Sep 24, 2018
Property Address	5782 SPARAS ST, LOOMIS, CA 95650-8705
Document Number	0000068783
Instrument Date	Sep 18, 2018
Instrument	68783
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5241 MONTEVERDE LN LINCOLN CA 956487909, LINCOLN, CA 95648-7909

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 24, 2018
Property Address	5782 SPARAS ST, LOOMIS, CA 95650-8705
Document Number	0000068784
Map Reference	MB M PG70
Instrument Date	Sep 18, 2018
Instrument	2018-0068784
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	STEWART TITLE OF PLACER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5782 SPARAS ST, LOOMIS, CA 95650-8705

Mortgage

Document Number	0000068785
Date	Sep 24, 2018
Instrument	2018-0068785

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 19, 2018
Property Address	5782 SPARAS ST, LOOMIS, CA 95650-8705
Document Number	0000043445
Instrument Date	Jun 15, 2018
Instrument	43445
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$386.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2866 AUTUMN FALLS LN LINCOLN CA 956488253, LINCOLN, CA 95648-8253

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jun 19, 2018
Property Address	5782 SPARAS ST, LOOMIS, CA 95650-8705
Document Number	0000043444
Instrument Date	Mar 29, 2018
Instrument	43444
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	STEWART TITLE, STEWART TITLE/PLACER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1050 WYKOFF WAY LAGUNA BEACH CA 926513037, LAGUNA BEACH, CA 92651-3037

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$606,000 (+1%) Land $164,600 Building $441,400
2025	$6,602.00 (+6.04%)	$600,000 (+9.29%) Land $163,000 Building $437,000
2023	$6,226.00 (-7.93%)	$549,000 Land $149,100 Building $399,900
2022	$6,762.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1983–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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