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578 Union St, Frederick, MD 21701 Property Records

Frederick County property record for 578 Union St, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property TypeExempt (Full or Partial)
Details2,048 sqft · built 2022
Lot Size0.034 acres (1,520 sqft)
OwnerIndividual Name on File
Last Sale$449,990 (Sep 2022)
Tax Bill$88 (2023)
Deeds & MortgagesSep 2022 Sale & Mortgage
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN02-603648

Property Details

APN / Parcel Number

Primary APN02-603648
Alternative APN
  • 603648

Interior

Stories3 Stories
Building Area2,048 sqft Total Area

Exterior

Year BuiltBuilt 2022
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,520 sqft (0.034 acres)
Garage TypeBuilt-in
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area15 sqft
Deck Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number603648
Street Address578 UNION ST
CityFREDERICK
StateMD
Zip21701-3571
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionLOT 44 PHASE 1A PLAT 1,520 SQ FT RENN QUARTER
Legal Phase1A
Legal Lot Number44
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2015
Census Tract772200

Owner

Source: Frederick County records · APN 02-603648

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address578 UNION ST, FREDERICK, MD 21701-3571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD
Feb 02, 2022Special Warranty Deed, Transfer
RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2022 · Amount on Record
Deed SaleSep 21, 2022 · Amount on Record
Prior SaleFeb 02, 2022 · Amount on Record
Deed Document Number0016142443
Deed Book / Page16142 / 443
Record UpdatedJun 07, 2026

September 2022: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 21, 2022
Property Address578 UNION ST, FREDERICK, MD 21701-3571
Document Number0161420443
Book / Page16142 / 443
Map ReferenceMB 106 PG 102
Instrument DateAug 31, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 27, 2023
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,249.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address578 UNION ST, FREDERICK, MD 21701-3571

Mortgage

Document Number0016142452
DateSep 21, 2022
Instrument16142/452
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052

February 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK MD
Recording DateFeb 02, 2022
Property Address578 UNION ST, FREDERICK, MD 21701-3571
Document Number0157000429
Book / Page15700 / 429
Map ReferenceMB 106 PG 102
Instrument DateNov 30, 2021
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

AmountAmount Recorded
Tax$48,470.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2221 E LAMAR BLVD STE 790, 790, ARLINGTON, TX 76006-7458

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 HARRY S TRUMAN PKWY STE 250, 250, ANNAPOLIS, MD 21401-7577

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$88.00 Disabled Person's exemption Veteran's exemption$361,233$417,100 Land $125,000 Building $292,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217722002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1982–1996)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 1996, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 4% of the US · above 8% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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