Frederick County property record for 576 Union St, Frederick, MD 21701 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,448 sqft Living Area |
| Lot Size | 2,127 sqft (0.049 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $500,000 (2023) |
| Tax Bill | $7,718.00 (2025) |
| Primary APN | 02-603649 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,448 sqft Living Area |
| Gross Area | 2,848 sqft Gross Area |
| 1st Floor | 824 sqft 1st Floor |
| Stories | 3 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,127 sqft (0.049 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 108 sqft Deck |
| Porch | Open Porch |
| Porch Area | 15 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 603649 |
|---|---|
| Street Address | 576 UNION ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3571 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 45 PHASE 1A PLAT 2,127 SQ FT RENN QUARTER |
| Legal Subdivision | RENN QUARTER PH 1A PLAT 2 |
| Legal Phase | 1A |
| Legal Lot Number | 45 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 772200 |
Source: Frederick County records · APN 02-603649
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 576 UNION ST, FREDERICK, MD 21701-3571 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREE STATE CREDIT UNION |
| Nov 08, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Nov 07, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Apr 26, 2023 | Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Jul 27, 2022 | Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Feb 02, 2022 | Special Warranty Deed, Transfer RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 26, 2023 · Amount on Record |
| Deed Sale | Apr 26, 2023 · Amount on Record |
| Deed Book / Page | 16416 / 101 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 16, 2026 |
| Property Address | 576 UNION ST, FREDERICK, MD 21701-3571 |
| Document Number | 1782000352 |
| Book / Page | 17821 / 352 |
| Instrument Date | Mar 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 576 UNION ST, FREDERICK, MD 21701-3571 |
| Document Number | 1782000352, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 17821/352 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 576 UNION ST, FREDERICK, MD 21701-3571 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Title Company | PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Address | 455 NE 61ST ST, PLEASANT HILL, IA 50327-5016 |
| Document Number | 0166630243 |
|---|---|
| Date | Nov 08, 2023 |
| Book Page | 16663/243 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 576 UNION ST, FREDERICK, MD 21701-3571 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Address | 455 NE 61ST ST, PLEASANT HILL, IA 50327-5016 |
| Document Number | 0166600243 |
|---|---|
| Date | Nov 07, 2023 |
| Book Page | 16660/243 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | May 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 26, 2023 |
| Property Address | 576 UNION ST, FREDERICK, MD 21701-3571 |
| Document Number | 0164160101 |
| Book / Page | 16416 / 101 |
| Map Reference | MB 106 PG 102 |
| Instrument Date | Apr 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Title Company | PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 576 UNION ST, FREDERICK, MD 21701-3571 |
| Document Number | 0016416109 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 16416/109 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 27, 2022 |
| Property Address | 576 UNION ST, FREDERICK, MD 21701-3571 |
| Document Number | 0160520452 |
| Book / Page | 16052 / 452 |
| Map Reference | MB 106 PG 102 |
| Instrument Date | Jul 20, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,374.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 576 UNION ST, FREDERICK, MD 21701-3571 |
| Document Number | 0016052461 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 16052/461 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 02, 2022 |
| Property Address | 576 UNION ST, FREDERICK, MD 21701-3571 |
| Document Number | 0157000429 |
| Book / Page | 15700 / 429 |
| Map Reference | MB 106 PG 102 |
| Instrument Date | Nov 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Title Company | RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $48,470.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2221 E LAMAR BLVD STE 790, 790, ARLINGTON, TX 76006-7458 |
| Name | Verified Name |
|---|---|
| Address | 181 HARRY S TRUMAN PKWY STE 250, 250, ANNAPOLIS, MD 21401-7577 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,400 (+4.04%) | $499,400 (+12.12%) Land $130,000 Building $369,400 | |
| 2025 | $7,718.00 (+4.72%) Homeowner's exemption | $445,400 (+17.98%) Land $125,000 Building $320,400 | $445,400 (-) Land $125,000 Building $320,400 |
| 2024 | $7,370.00 (+7.22%) | ||
| 2023 | $6,874.00 | $377,533 | $445,400 Land $125,000 Building $320,400 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 8% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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