530 N Union St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 530 N Union St, Ripon, WI 54971

Property Summary

Property Type	Commercial
Details	7,641 sqft · built 1996
Lot Size	2.13 acres (92,783 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (May 2019)
Tax Bill	$14,573 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2019 Sale & Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`RIP-16-14-17-16-080-16`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-17-16-080-16`

Interior

Stories	1 Story
Building Area	7,641 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	92,783 sqft (2.13 acres)
Lot Dimensions	32.5 ft deep x 22.8 ft wide
View / Lot	High Traffic Area
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	616 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	530 N UNION ST
City	RIPON
State	WI
Zip	54971-9262
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	9
Legal Description	S17 T16N R14E NEWTON'S RESURVEY LOT 1 CSM #4658-27-56 LOC IN LOTS 7 & 8 OF SE 1/4
Legal Range	14E
Legal Township	16N
Legal Section	17
Legal Subdivision	NEWTONS RESURVEY
Legal Lot Number	1
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	1
Census Block	1013
Census Tract	41600

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	N9520 SILVER CT, APPLETON, WI 54915-7452
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · SBA Mortgage BANK FIVE NINE
May 29, 2019	Special Warranty Deed, Construction Loan · Construction Mortgage FIRST BANK FINANCIAL CENTRE
May 29, 2019	Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Prior Sale	Dec 2, 2016 · Amount on Record
Deed Document Number	20191113453
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	530 N UNION ST, RIPON, WI 54971-9262
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 N UNION ST, RIPON, WI 54971-9262

Mortgage

Document Number	0001214050
Date	Sep 24, 2025
Instrument	1214050

Lender

Name	BANK FIVE NINE
Type	Bank
Address	OCONOMOWOC, WI 53066

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

May 2019: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	May 29, 2019
Property Address	530 N UNION ST, RIPON, WI 54971-9262
Document Number	0001113453
Map Reference	DOC 559625
Instrument Date	May 23, 2019
Instrument	1113453
Transaction Type	Construction Loan
Record Updated	May 22, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001113454
Date	May 29, 2019
Instrument	1113454

Lender

Name	FIRST BANK FINANCIAL CENTRE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FOND DU LAC WI
Recording Date	May 29, 2019
Property Address	530 N UNION ST, RIPON, WI 54971-9262
Document Number	0001113456
Map Reference	DOC 559625
Instrument Date	May 23, 2019
Instrument	1113456
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 W WISCONSIN AVE, OCONOMOWOC, WI 53066-5204

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,573.00 (+7.96%)	$592,600 (-) Land $57,000 Building $535,600	$913,994 (+31.28%) Land $87,914 Building $826,080
2023	$13,499.00 Additional exemption filed	$592,600 Land $57,000 Building $535,600	$696,192 Land $66,964 Building $629,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Bertram Communications, Verizon.

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