578 Main St, Ramona, CA 92065 Property Records

San Diego County property record for 578 Main St, Ramona, CA 92065 · Last verified August 2026

Property Summary

Property Type	Service Station (Full Service)
Details	2,262 sqft · built 1984
Lot Size	0.339 acres (14,781 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,424 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`281-352-20-00`

Property Details

APN / Parcel Number

Primary APN	`281-352-20-00`
Alternative APN	`2813521200`

Interior

Building Area	2,262 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	14,781 sqft (0.339 acres)

Location & Zoning

Old Parcel Number	2813521200
Street Address	578 MAIN ST
City	RAMONA
State	CA
Zip	92065-2042
Property Category	Commercial
Property Type	Commercial > Retail > Service Station (Full Service)
Legal Description	BLK 61 LOTS 9&10 (EX ST) TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	61
Legal Lot Number	9,10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3011
Census Tract	20813

Owner

Source: San Diego County records · APN 281-352-20-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	578 MAIN ST, RAMONA, CA 92065-2042
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Deed of Trust, Mortgage BANK OF HOPE
Oct 30, 2017	Deed of Trust, Mortgage BANK OF HOPE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 04, 1994
Transfer Doc	0000431996
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	578 MAIN ST, RAMONA, CA 92065-2042
Document Number	0000511249
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 07, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	578 MAIN ST RAMONA CA 920652042, RAMONA, CA 92065-2042

Mortgage

Document Number	0000511249
Date	Nov 02, 2017
Instrument	511249

Lender

Name	BANK OF HOPE
Address	LOS ANGELES, CA 90010

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	578 MAIN ST, RAMONA, CA 92065-2042
Document Number	0000511251
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	578 MAIN ST RAMONA CA 920652042, RAMONA, CA 92065-2042

Mortgage

Document Number	0000511251
Date	Nov 02, 2017
Instrument	511251

Lender

Name	BANK OF HOPE
Address	LOS ANGELES, CA 90010

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$980,000 (-) Land $784,000 Building $196,000
2025	$13,424.00 (+15.63%)	$980,000 (+8.89%) Land $784,000 Building $196,000
2023	$11,609.00 (-1.11%)	$900,000 Land $720,000 Building $180,000
2022	$11,739.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208133, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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