543 Main St, Ramona, CA 92065 Property Records

San Diego County property record for 543 Main St, Ramona, CA 92065 · Last verified August 2026

Property Summary

Property Type	Auto Repair, Garage
Details	6,652 sqft · built 2005
Lot Size	0.467 acres (20,342 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,486 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`281-351-26-00`

Property Details

APN / Parcel Number

Primary APN	`281-351-26-00`
Alternative APN	`2813510600`

Interior

Building Area	6,652 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	20,342 sqft (0.467 acres)

Location & Zoning

Old Parcel Number	2813510600
Street Address	543 MAIN ST
City	RAMONA
State	CA
Zip	92065-2041
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	BLK 38 LOTS 14 THRU 16 IN TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	38
Legal Lot Number	14-16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1021
Census Tract	20812

Owner

Source: San Diego County records · APN 281-351-26-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	25102 MESA ESTATES RD, RAMONA, CA 92065-5148
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 26, 2008
Transfer Doc	0000103327
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	543 MAIN ST, RAMONA, CA 92065-2041
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000350473
Date	Aug 24, 2018
Instrument	2018-0350473

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	SOLANA BEACH, CA 92075

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,209,993 (+2%) Land $207,473 Building $1,002,520
2025	$13,486.00 (+4.03%)	$1,186,268 (+4.04%) Land $203,405 Building $982,863
2023	$12,964.00 (+1.4%)	$1,140,206 Land $195,507 Building $944,699
2022	$12,785.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured (20 under condo master policies) 8 of 17 individual policies on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.