Schoharie County and Cobleskill Town property record for 578 Main St, Cobleskill, NY 12043
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 4,860 sqft · built 1898 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Jun 2021) |
| Tax Bill | $6,737 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 432601 68.6-2-7 |
| Primary APN | 432601 68.6-2-7 |
|---|---|
| Alternative APNs |
|
| Units | 4 Units |
|---|---|
| Stories | 20 Stories |
| Building Area | 4,860 sqft Gross Area |
| Basement Area | 2,628 sqft |
| Unfinished Basement | 2,628 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 120 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 431A100995 |
|---|---|
| Street Address | 578 MAIN ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4143 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | CB |
| Legal Block | 2 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 243 LARCH LN, SMITHTOWN, NY 11787-4432 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on Record |
| Deed Sale | Jun 29, 2021 · Amount on Record |
| Deed Document Number | 2021791603 |
| Deed Book / Page | 1141 / 256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jun 29, 2021 |
| Property Address | 578 MAIN ST, COBLESKILL, NY 12043-4143 |
| Document Number | 001141/256 |
| Book / Page | 1141 / 256 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 791603 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 LARCH LN, SMITHTOWN, NY 11787-4432 |
| Document Number | 0001942/24 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 1942/24 |
| Instrument | 791604 |
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,737.00 (+12.9%) | ||
| 2025 | $5,967.00 (-43.31%) | $102,300 (-) Land $7,200 Building $95,100 | $208,776 (+16.33%) Land $14,694 Building $194,082 |
| 2023 | $102,300 Land $7,200 Building $95,100 | $179,474 Land $12,632 Building $166,842 | |
| 2020 | $10,526.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 19 (2011–2013) |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: MIDTEL.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures