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576 Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 576 Main St, Cobleskill, NY 12043 · Last verified May 2026

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details4,176 sqft · built 1981
Lot Size0.1 acres (4,356 sqft)
OwnerCompany Name on File
Last Sale$170,000 (Aug 2021)
Tax Bill$5,757 (2025)
Deeds & MortgagesDec 2020 Refinance
Aug 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN432601 68.6-2-6

Property Details

APN / Parcel Number

Primary APN432601 68.6-2-6
Alternative APNs
  • 260106800600020060000000
  • 431A100913

Interior

Units2 Units
Stories2 Stories
Building Area4,176 sqft Gross Area
Basement Area2,592 sqft
Unfinished Basement2,592 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions118 ft deep x 24 ft wide
Canopy96 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A100913
Street Address576 MAIN ST
CityCOBLESKILL
StateNY
Zip12043-4193
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Description2 STORY BLDG
Legal Block2
Legal Lot Number6.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group5
Census Block5007
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 68.6-2-6

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address119 ASPEN KNOLLS WAY, STATEN ISLAND, NY 10312-6628
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF RICHMONDVILLE
Aug 21, 2023Warranty Deed, Transfer
Aug 19, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2021 · Amount on Record
Deed SaleAug 19, 2021 · Amount on Record
Prior SaleSep 24, 2009 · Amount on Record
Deed Document Number2021794831
Deed Book / Page1145 / 27
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address576 MAIN ST, COBLESKILL, NY 12043-4193
Transaction TypeMortgage
Record UpdatedMar 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00001910/1
DateDec 21, 2020
Book Page1910/1
Instrument782977
Lender
NameBANK OF RICHMONDVILLE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateAug 21, 2023
Property Address576 MAIN ST, COBLESKILL, NY 12043-4193
Document Number001195/203
Book / Page1195 / 203
Instrument DateAug 08, 2023
Instrument822339
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 ASPEN KNOLLS WAY, STATEN ISLAND, NY 10312-6628

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateAug 19, 2021
Property Address576 MAIN ST, COBLESKILL, NY 12043-4193
Document Number0001145/27
Book / Page1145 / 27
Instrument DateAug 16, 2021
Instrument794831
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address594 GOTT RD, RICHMONDVILLE, NY 12149

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,757.00 (+2.58%)$98,700 (-) Land $5,700 Building $93,000$201,429 (+16.33%) Land $11,633 Building $189,796
2023$98,700 Land $5,700 Building $93,000$173,158 Land $10,000 Building $163,158
2020$5,612.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957402005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims19 (2011–2013)
Most Recent ClaimJun 2013, other causes
Claims By Storm
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 11 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: The Middleburgh Telephone Company, Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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