578 Jackson St, Lafayette, CO 80026 Property Records

Boulder County property record for 578 Jackson St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,048 sqft · built 2011
Lot Size	0.135 acres (5,884 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Jul 2021)
Tax Bill	$5,500 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1575-11-2-53-003`

Property Details

APN / Parcel Number

Primary APN	`1575-11-2-53-003`
Alternative APN	`R0516312`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,048 sqft Living Area
Gross Area	3,989 sqft
1st Floor Area	1,061 sqft
Upper Floors Area	1,253 sqft
Basement Area	1,061 sqft
Finished Basement	734 sqft
Unfinished Basement	327 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,884 sqft (0.135 acres)
Garage Type	Attached
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0516312
Street Address	578 JACKSON ST
City	LAFAYETTE
State	CO
Zip	80026-9198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 9 COAL CREEK VILLAGE PUD FLG 4
Legal Range	69
Legal Township	1S
Legal Section	11
Legal Subdivision	COAL CREEK VILLAGE PUD FLG 4
Legal Block	9
Legal Lot Number	3
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	3
Census Block	3004
Census Tract	60801

Owner

578 Jackson St is owned and occupied by two individuals who bought it in July 2021.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	578 JACKSON ST, LAFAYETTE, CO 80026-9198
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 1, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Oct 26, 2011 · Amount on File
Deed Document Number	20213901974
Prior Transfer Date	May 13, 2013
Prior Transfer Doc	0003313603
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	578 JACKSON ST, LAFAYETTE, CO 80026-9198
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003993234
Date	Dec 28, 2022
Instrument	3993234

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 27, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	578 JACKSON ST, LAFAYETTE, CO 80026-9198
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003908668
Date	Aug 23, 2021
Instrument	3908668

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Jul 26, 2021
Property Address	578 JACKSON ST, LAFAYETTE, CO 80026-9198
Document Number	0003901974
Instrument Date	Jul 22, 2021
Instrument	3901974
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	578 JACKSON ST, 578, LAFAYETTE, CO 80026-9198

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	578 JACKSON ST, LAFAYETTE, CO 80026-9198

Mortgage

Document Number	0003901975
Date	Jul 26, 2021
Instrument	3901975

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	578 JACKSON ST, LAFAYETTE, CO 80026-9198
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003897141
Date	Jul 1, 2021
Instrument	3897141

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 578 Jackson St was $5,500.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,399 (+0.33%) Land $6,888 Building $49,511	$899,400 (-) Land $171,300 Building $728,100
2025	$5,500.00	$56,212 Land $10,706 Building $45,506	$899,400 Land $171,300 Building $728,100
2023	$5,217.00 (+18.92%)	$61,915 (+36.09%) Land $13,722 Building $48,193	$924,100 (+41.17%) Land $204,800 Building $719,300
2022	$4,387.00	$45,495 Land $9,654 Building $35,841	$654,600 Land $138,900 Building $515,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 578 Jackson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 578 Jackson St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

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