549 Jackson St, Lafayette, CO 80026 Property Records

Boulder County property record for 549 Jackson St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 2,912 sqft · built 2012
Lot Size	0.115 acres (4,988 sqft)
Owner	2 Individual Names on File
Last Sale	$798,000 (Nov 2025)
Tax Bill	$5,285 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1575-11-2-52-006`

Property Details

APN / Parcel Number

Primary APN	`1575-11-2-52-006`
Alternative APN	`R0516309`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,912 sqft Living Area
Gross Area	3,749 sqft
1st Floor Area	1,073 sqft
Upper Floors Area	1,119 sqft
Basement Area	1,072 sqft
Finished Basement	720 sqft
Unfinished Basement	352 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,988 sqft (0.115 acres)
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0516309
Street Address	549 JACKSON ST
City	LAFAYETTE
State	CO
Zip	80026-9199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 8 COAL CREEK VILLAGE PUD FLG 4
Legal Range	69
Legal Township	1S
Legal Section	11
Legal Subdivision	COAL CREEK VILLAGE PUD FLG 4
Legal Block	8
Legal Lot Number	16
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	3
Census Block	3002
Census Tract	60801

Owner

549 Jackson St is owned and occupied by two individuals who bought it in November 2025.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	549 JACKSON ST, LAFAYETTE, CO 80026-9199
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 2, 2025	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	Dec 3, 2012 · Amount on File
Deed Document Number	20254110530
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	549 JACKSON ST, LAFAYETTE, CO 80026-9199
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003904118
Date	Aug 3, 2021
Instrument	3904118

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	549 JACKSON ST, LAFAYETTE, CO 80026-9199
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 JACKSON ST, LAFAYETTE, CO 80026-9199

Mortgage

Document Number	0004100440
Date	Sep 2, 2025
Instrument	4100440

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Nov 20, 2025
Property Address	549 JACKSON ST, LAFAYETTE, CO 80026-9199
Document Number	0004110530
Instrument Date	Nov 20, 2025
Instrument	4110530
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	549 JACKSON ST, LAFAYETTE, CO 80026-9199

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	549 JACKSON ST, LAFAYETTE, CO 80026-9199

Mortgage

Document Number	0004110531
Date	Nov 20, 2025
Instrument	4110531

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	549 JACKSON ST, LAFAYETTE, CO 80026-9199
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003593880
Date	May 23, 2017
Instrument	3593880

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	549 JACKSON ST, LAFAYETTE, CO 80026-9199
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003719744
Date	Jun 21, 2019
Instrument	3719744

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	549 JACKSON ST, LAFAYETTE, CO 80026-9199
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003828218
Date	Oct 28, 2020
Instrument	3828218

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 549 Jackson St was $5,285, up 3.9% from the year before.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,012 (-0.01%) Land $5,963 Building $48,049	$864,300 (-) Land $157,700 Building $706,600
2025	$5,285.00 (+3.87%)	$54,019 (-3.28%) Land $9,856 Building $44,163	$864,300 (-2.73%) Land $157,700 Building $706,600
2024	$5,088.00 (+1.68%)	$55,851 (-6.19%) Land $8,944 Building $46,907	$888,600 (-) Land $188,500 Building $700,100
2023	$5,004.00 (+18.83%)	$59,537 (+36.32%) Land $12,630 Building $46,907	$888,600 (+41.41%) Land $188,500 Building $700,100
2022	$4,211.00	$43,674 Land $8,889 Building $34,785	$628,400 Land $127,900 Building $500,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 549 Jackson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 549 Jackson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

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