Pender County property record for 578 Highlands Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,646 sqft · built 2012 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $289,000 (Jul 2017) |
| Tax Bill | $2,734 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3294-11-3538-0000 |
| Primary APN | 3294-11-3538-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,646 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,326 sqft (0.26 acres) |
| Pool Area | 264 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 112 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400976240 |
|---|---|
| Old Parcel Number | 3294 11 3538 0000 |
| Street Address | 578 HIGHLANDS DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L 210, PB 43/30, CASTLE BAY |
| Legal Subdivision | CASTLE BAY |
| Legal Lot Number | 210 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 920203 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 578 HIGHLANDS DR, HAMPSTEAD, NC 28443-7250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage SOVEREIGN LENDING GROUP INC |
| May 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SOLUTIONS INC |
| Jul 5, 2017 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2017 · Amount on Record |
| Deed Sale | Jul 5, 2017 · Amount on Record |
| Prior Sale | Feb 28, 2013 · Amount on Record |
| Deed Document Number | 0021354646 |
| Deed Book / Page | 2135 / 4646 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 578 HIGHLANDS DR, HAMPSTEAD, NC 28443-7250 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0047800492 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 4780/492 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 578 HIGHLANDS DR, HAMPSTEAD, NC 28443-7250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047112506 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 4711/2506 |
| Name | RESIDENTIAL MORTGAGE SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLE RIVER, MD 21220 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jul 5, 2017 |
| Property Address | 578 HIGHLANDS DR, HAMPSTEAD, NC 28443-7250 |
| Document Number | 0046462135 |
| Book / Page | 4646 / 2135 |
| Map Reference | MB 43 PG 30 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $578.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1211 PRESERVATION WAY UNIT 105, 1211, WILMINGTON, NC 28405-4353 |
| Name | Verified Name |
|---|---|
| Address | 578 HIGHLANDS DR, HAMPSTEAD, NC 28443-7250 |
| Document Number | 46462138 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 4646/2138 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,734.00 (+8.36%) | $538,209 (+85.63%) Land $38,955 Building $499,254 | $538,209 (+85.63%) Land $38,955 Building $499,254 |
| 2023 | $289,940 (-) Land $65,269 Building $224,671 | $289,940 (-) Land $65,269 Building $224,671 | |
| 2022 | $2,523.00 | $289,940 Land $65,269 Building $224,671 | $289,940 Land $65,269 Building $224,671 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 213 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 213 in force |
| Nearby Flood Claims | 30 (2016–2018) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASTLE BAY S/D private · serves 777 people · EPA ID NC7071018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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