Pender County property record for 549 Highlands Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,694 sqft · built 2011 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Aug 2021) |
| Tax Bill | $2,933 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3294-11-1701-0000 |
| Primary APN | 3294-11-1701-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,694 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Lot Area | 12,632 sqft (0.29 acres) |
| Porch | Porch |
| Porch Area | 328 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000048372 |
|---|---|
| Street Address | 549 HIGHLANDS DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LT 230, PB 43/30, CASTLE BAY |
| Legal Subdivision | CASTLE BAY |
| Legal Lot Number | 230 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 920203 |
Source: Pender County records · APN 3294-11-1701-0000
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 549 HIGHLANDS DR, HAMPSTEAD, NC 28443-7250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2022 | Intrafamily Transfer, Transfer |
| Aug 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 10, 2021 · Amount on Record |
| Deed Sale | Aug 10, 2021 · Amount on Record |
| Prior Sale | Mar 29, 2012 · Amount on Record |
| Deed Book / Page | 4761 / 728 |
| Last Transfer Date | Oct 21, 2022 |
| Transfer Doc | 0048000783 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Oct 26, 2022 |
| Property Address | 549 HIGHLANDS DR, HAMPSTEAD, NC 28443-7250 |
| Document Number | 0048000783 |
| Book / Page | 4800 / 783 |
| Map Reference | MB 43 PG 30 |
| Instrument Date | Oct 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 HIGHLANDS DR, HAMPSTEAD, NC 28443-7250 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 10, 2021 |
| Property Address | 549 HIGHLANDS DR, HAMPSTEAD, NC 28443-7250 |
| Document Number | 0047610728 |
| Book / Page | 4761 / 728 |
| Map Reference | MB 4050 PG 313 |
| Instrument Date | Aug 03, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8043 N MACARTHUR BLVD APT 3178, 8043, IRVING, TX 75063-7685 |
| Name | Verified Name |
|---|---|
| Address | 549 HIGHLANDS DR, HAMPSTEAD, NC 28443-7250 |
| Document Number | 0004761731 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 4761/731 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,933.00 (+14.12%) | $538,287 (+82.16%) Land $41,633 Building $496,654 | $538,287 (+82.16%) Land $41,633 Building $496,654 |
| 2023 | $295,506 (-) Land $66,823 Building $228,683 | $295,506 (-) Land $66,823 Building $228,683 | |
| 2022 | $2,570.00 | $295,506 Land $66,823 Building $228,683 | $295,506 Land $66,823 Building $228,683 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 213 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 213 in force |
| Nearby Flood Claims | 30 (2016–2018) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 92 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CASTLE BAY S/D private · serves 777 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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