Winston County property record for 578 Co Rd 3973, Arley, AL 35541
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,806 sqft · built 1997 |
| Lot Size | 0.636 acres (27,724 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $821 (2024) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22017 |
| Primary APN | 22017 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,806 sqft Living Area |
| Upper Floors Area | 611 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 27,724 sqft (0.636 acres) |
| Lot Dimensions | 256 ft deep x 108 ft wide |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Cabin | Cabin |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 22017 |
|---|---|
| Street Address | 578 COUNTY ROAD 3973 |
| City | ARLEY |
| State | AL |
| Zip | 35541-2836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 DISMAL BAY SD |
| Legal Lot Number | 9 |
| Jurisdiction | WINSTON AL |
| Township / Civil Division | ADDISON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 965502 |
Source: Winston County records, as of January 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 578 COUNTY ROAD 3973, ARLEY, AL 35541-2836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000221717 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINSTON AL |
| Property Address | 578 COUNTY ROAD 3973, ARLEY, AL 35541-2836 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000690/982 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 690/982 |
| Name | APCO EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2053 |
Source: Winston County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Winston County |
| Unified School District | Winston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $41,640 (+6.99%) | $424,700 (+9.18%) Land $111,500 Building $313,200 |
| 2024 | $821.00 Additional exemption filed | $38,920 (+7.04%) | $389,000 (+7.02%) Land $108,300 Building $280,700 |
| 2023 | Additional exemption filed | $36,360 | $363,480 Land $108,300 Building $255,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 52% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sprout Fiber Internet Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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